What small DFW things will you do w/c 21/03/22
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ziggy2407
Posts: 4,078 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Goodreads 2024 Challenge: 32/80
Goodreads 2023 Challenge: 77/52
Goodreads 2023 Challenge: 77/52
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Comments
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Good Morning everyone
Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.
Todays plans:
Check Bank & make PAD - Done
Swagbucks - Done
Walk (once DS gets up, he's off all week) -
Enter a few comps -
Purge a few emails -
Read -
All meals from cupboards/fridge/freezer -
Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw)
Have a good day!
C x
Goodreads 2024 Challenge: 32/80
Goodreads 2023 Challenge: 77/523 -
Morning all!
Thanks for starting the thread @ziggy2407
Today I have/will:- Check banks
- Make lunch to take to work - using some of the gammon leftover from yesterday
- Pop load of washing on 30 degree eco wash
- Update spreadsheet with weekends spends
- See if I can make a payment as having the "middle of the month slump" and want to see some movement!
- Go to the gym at lunch
- Hang washing on airer
- Walk pooch to shop for a couple of things - do not buy anything else!!!
- Snap receipt
- Dinner from stores
- Crochet in front of the TV
TwigsStarting again..3 -
Thanks for starting the thread @ziggy2407
Today I have/will:
1. Checked online banking
2. Popped to Morrisons to stock up on cat treats
3. Meals from stores
4. Paid all bills that needed paying
5. Meals from stores
6. Surveys
7. Duolingo WelshTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini3 -
Hello,
I'm new
Today I am
1. Eating breakfast and lunch I prepared at home.
2. Taking washing off the line when I'm home.
3. Husband buying best value cat food and litter if there is any in stock.
This week
4. Move mobile to sim only.
5. Keep itemised receipts to start to see what we actually spend on items rather than just 'food'!
6. Continue with preparing my budget.Grocery challenge. May £435.95/£385. June £343.32/£400. July £0/£390
Fashion on the ration. Used 41/66.5 -
Welcome to the thread @Naturelover22Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini2
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Evening allThanks for starting the thread @ziggy2407Welcome @Naturelover22Worked this afternoon, and walked back in the sunshine afterwards. Stopped off in town to get a few items from the cheap shops (Sav*rs, Poundstr*tcher etc) that I couldn't get from Lidl when we shopped last week. Apart from that I have:Walked dogCleaned bathroom and kitchen floorsChecked banks, updated spends diary and sorted out my spreadsheetNo heating on today. We are lighting the stove for the evening still, but there is no need for any heating during the day, thank goodness!All food from home. I made quite a few things at the weekend, and we had HM chicken pie for dinner. There is a lot in the fridge, and I have reluctantly switched on the small counter top 'overflow' freezer that I defrosted and switched off a couple of weeks ago, as some of it will need to be frozen. I will sort that out in the morning.2
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Morning all!
Today I have/will:- Check banks
- Make lunch to take to work - using some of the gammon leftover from weekend
- Transfer LO squash from this morning into my water bottle to take to work... then left my bottle on the side!
- Update spreadsheet
- Text netball team re paying subs
- Walk pooch to shop for a couple of things - do not buy anything else!!!
- Snap receipt
- Dinner from stores
- Take bolognaise out of freezer for dinner tomorrow
- Wash hair and let dry naturally
- Crochet in front of the TV
TwigsStarting again..3 -
Today I have/will:
1. Checked online banking
2. NSD
3. Meals from stores
4. Duolingo Welsh
5. Surveys
6. Water plants in pots
7. Washing currently drying online, will also do a face mask wash later (I wash these on a higher temperature)
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini3 -
Today I will/have donepegged washing output washer onNSDCheck online bankingRead book on dinner breakAll meals from cupbroads
Make £2022 in 2022 #69 £2247.73/£2022
Make £2023 in 2023 #4 £395.92 /£2023
Declutter 2023 in 2023 35/20233 -
Morning all!So I've decided, today will be my last day in Sainsburys. I do really enjoy working there but recently due to there being no over time and there being gaps between I work I feel more physically and mentally drained. So I'm slowly struggling more and more to enjoy getting up and going there. I want to enjoy my jobs, but currently I don't like either.I just need to find out who I have to contact etc.Obviously, this is going to put a strain on my finances but it just means I need to rebudget!
To do
Change bedding
Make food for work
I have done
Watered plants
Hung towels on lineI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest3
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