What small DFW things will you do w/c 21/03/22

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
Goodreads 2024 Challenge: 32/80
Goodreads 2023 Challenge: 77/52


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Comments

  • ziggy2407
    ziggy2407 Posts: 4,078 Forumite
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    Good Morning everyone

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Todays plans:

    Check Bank & make PAD - Done 
    Swagbucks - Done
    Walk (once DS gets up, he's off all week) - 
    Enter a few comps - 
    Purge a few emails - 
    Read -  
    All meals from cupboards/fridge/freezer - 
    Check: PMP, WinaDinner, Freejackpot (referral available £1 giftcard when you sign up, free daily draws and a mega monthly draw) 

    Have a good day! 

    C x 
    Goodreads 2024 Challenge: 32/80
    Goodreads 2023 Challenge: 77/52


  • twiggy86
    twiggy86 Posts: 2,151 Forumite
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    edited 21 March 2022 at 12:16PM
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    Morning all!

    Thanks for starting the thread @ziggy2407

    Today I have/will:
    • Check banks 
    • Make lunch to take to work - using some of the gammon leftover from yesterday 
    • Pop load of washing on 30 degree eco wash 
    • Update spreadsheet with weekends spends
    • See if I can make a payment as having the "middle of the month slump" and want to see some movement! 
    • Go to the gym at lunch
    • Hang washing on airer 
    • Walk pooch to shop for a couple of things - do not buy anything else!!!
    • Snap receipt 
    • Dinner from stores 
    • Crochet in front of the TV
    That's everything I can think of for now. Off to catch up on the weekend's thread! 

    Twigs 
    Starting again..
  • Bagpuss741
    Bagpuss741 Posts: 2,290 Forumite
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    Thanks for starting the thread @ziggy2407

    Today I have/will:

    1.  Checked online banking
    2.  Popped to Morrisons to stock up on cat treats
    3.  Meals from stores
    4.  Paid all bills that needed paying
    5.  Meals from stores
    6.  Surveys
    7.  Duolingo Welsh
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Bagpuss741
    Bagpuss741 Posts: 2,290 Forumite
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    Welcome to the thread @Naturelover22
    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • DawnW
    DawnW Posts: 7,451 Forumite
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    Evening all :)
    Thanks for starting the thread @ziggy2407
    Welcome @Naturelover22 :)  
    Worked this afternoon, and walked back in the sunshine afterwards. Stopped off in town to get a few items from the cheap shops (Sav*rs, Poundstr*tcher etc) that I couldn't get from Lidl when we shopped last week. Apart from that I have:
    Walked dog
    Cleaned bathroom and kitchen floors
    Checked banks, updated spends diary and sorted out my spreadsheet
    No heating on today. We are lighting the stove for the evening still, but there is no need for any heating during the day, thank goodness!
    All food from home. I made quite a few things at the weekend, and we had HM chicken pie for dinner. There is a lot in the fridge, and I have reluctantly switched on the small counter top 'overflow' freezer that I defrosted and switched off a couple of weeks ago, as some of it will need to be frozen. I will sort that out in the morning.
  • twiggy86
    twiggy86 Posts: 2,151 Forumite
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    Morning all!

    Today I have/will:
    • Check banks 
    • Make lunch to take to work - using some of the gammon leftover from weekend 
    • Transfer LO squash from this morning into my water bottle to take to work... then left my bottle on the side! 
    • Update spreadsheet 
    • Text netball team re paying subs 
    • Walk pooch to shop for a couple of things - do not buy anything else!!!
    • Snap receipt 
    • Dinner from stores 
    • Take bolognaise out of freezer for dinner tomorrow 
    • Wash hair and let dry naturally
    • Crochet in front of the TV
    That's everything I can think of for now. I hope you all have a good day. 

    Twigs 
    Starting again..
  • Bagpuss741
    Bagpuss741 Posts: 2,290 Forumite
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    Today I have/will:

    1.  Checked online banking
    2.  NSD
    3.  Meals from stores
    4.  Duolingo Welsh
    5.  Surveys
    6.  Water plants in pots
    7.  Washing currently drying online, will also do a face mask wash later (I wash these on a higher temperature)

    Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
  • Deb4
    Deb4 Posts: 252 Forumite
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    Today I will/have done

    pegged washing out
    put washer on
    NSD
    Check online banking
    Read book on dinner break
    All meals from cupbroads

    Make £2022 in 2022 #69 £2247.73/£2022
    Make £2023 in 2023 #4 £395.92 /£2023
    Declutter 2023 in 2023 35/2023
  • BlueJ94
    BlueJ94 Posts: 2,553 Ambassador
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    edited 23 March 2022 at 8:20AM
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    Morning all!

    So I've decided, today will be my last day in Sainsburys. I do really enjoy working there but recently due to there being no over time and there being gaps between I work I feel more physically and mentally drained. So I'm slowly struggling more and more to enjoy getting up and going there. I want to enjoy my jobs, but currently I don't like either. 
    I just need to find out who I have to contact etc.

    Obviously, this is going to put a strain on my finances but it just means I need to rebudget!

    To do 

    Change bedding 
    Make food for work

    I have done

    Watered plants 
    Hung towels on line
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;
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