Accident reported but no claims insurance doubled

maxmycardagain

Sandtree said:

maxmycardagain said:

son had THREE "reported" incidents with no claims made....

he struggles to get insurance

theres a moral here somewhere

yup, stop having accidents or parking in dodgy carparks etc

or..............dont report it (where only a kerb or bush is involved)
Apologies to any bushes reading this
Or anyone called Kerb

maxmycardagain

Look, insurers are worse than the dodgiest bookie, 1 hint of anything and boom, they up everything

(Apologies to any bookies reading this but.....tis true)

400ixl

Until the OP comes back and tells us whether they have any NCD applied to the renewal it is all guesswork as to whether that is the cause or whether it is something else.

peter_the_piper

One thing not mentioned on this thread , unless I missed it, is the effect your age has on prices after an accident, claimed for or not. The OP could be 17 and its normal for the price to go up. We got scraped and claimed directly from the owner of the vehicle concerned and reported it to LV and no increase in fee. We are a bit older than 17 though.

zee34

Thanks everyone, i did call my insurance company and and at least they gave me back 2 years no claims amd closed down the accident as no claim made. Because they didnt pay out to anyone. I really should have 3 years no claims, but I wont argue. I got back 2 so now I found cheaper quotes from the one they sent me. I just dont understand why cant they treat existing customers nice and making me shop around every year

zee34

maxmycardagain said:

Sandtree said:

maxmycardagain said:

son had THREE "reported" incidents with no claims made....

he struggles to get insurance

theres a moral here somewhere

yup, stop having accidents or parking in dodgy carparks etc

or..............dont report it (where only a kerb or bush is involved)
Apologies to any bushes reading this
Or anyone called Kerb

 
Unfortunately it was a lorry who i steered into because a car scared me passing me going well over 100mph on the motorway. So i had to report it, but the lorry driver didnt make a claim for 3 months so its closed down now. No claim made 

zee34

400ixl said:

Until the OP comes back and tells us whether they have any NCD applied to the renewal it is all guesswork as to whether that is the cause or whether it is something else.

Hi, they removed my no claims, 3 years of it. That was my main problem because if its accident report only and no claim is made by anyone then my no claims should be untouched. I called them and got back 2 years no claim and the accident is closed now so i can shop around for a new quote