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Potentially paying the stamp duty a week late
Comments
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Legally ie per the HMRC, you have to pay within 14 days of completion. So if you were buying a house in cash, you wouldn't even be late by paying 7 days after completion. After the 14 days, you could probably still pay with interest + penalty.
If you're also using a mortgage for your purchase, then their terms will require the solicitor to have the money in hand to pay the SDLT and purchase price by completion. If not, the lender will require the solicitor to not release the mortgage funds. So you wouldn't have the money to make the purchase.0 -
Can you delay completion by a week so it falls into your payday cycle? Alternatively, can you ask your employer to pay you a week early?
Make £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
This is a good idea, if you can get a salary advance from your employer then it would solve the issue!Slinky said:Can you delay completion by a week so it falls into your payday cycle? Alternatively, can you ask your employer to pay you a week early?0
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