📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Direct debit

Options
I was paying for duel services  of£150 a month dd.
Now they want £918 a month dd,surely they must have got it wrong.Need advice please
«1

Comments

  • Brie
    Brie Posts: 14,826 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Are you submitting readings on a regular basis?  Are you in credit or massively in debit?  Provider?  What tariff??

    Potentially they are asking you to clear an accumulated debit due to a few cold winter months and trying to put you massively into credit because they think they need at least 2 months payment on account.  And there's really no need for that and could be negotiated....dependent on the answers to the initial questions.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • marcia_
    marcia_ Posts: 3,466 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
     Have you recently given the supplier a meter reading? Might have given them the wrong numbers 
  • Yes I have,quite recently and I have checked twice
  • Readings sent in every month,
    £707 in credit, our duel fuel consumption comes to roughly £60.per mth as shown by the reàdings
  • My supplier is Scottish power and our tariff is 
  • Brie
    Brie Posts: 14,826 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 15 March 2022 at 4:00PM
    Well if you are massively in credit and are using only £60 worth of energy while already paying £150 there is absolutely no justification for them to increase your DD.  And certainly not to £918.  Ring them up and ask them to justify that amount.  If they continue to insist it is correct tell them they are wrong and that you are raising a complaint and that you need someone to write to you with the justification prior to the DD being increased.  Once you have that and they've responded to the complaint you could escalate to the ombudsperson.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
  • If your usage is so low why are you paying £150/month ?

    If you are really £707 in credit SP should be repaying some of that and reducing your DD.

    Either you or SP have a calculation seriously wrong.

  • Gerry1
    Gerry1 Posts: 10,848 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I believe that SP offer Variable Direct Debit.  If so, consider switching to it so that there won't be any hassle about credit building up.
    You could pay a fixed amount each month into an instant access savings account and get a small amount of interest.
    Of course, bills will be higher in winter and lower in summer, but at least you'll be in control.
  • Robin9
    Robin9 Posts: 12,807 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Readings sent in every month,
    £707 in credit, our duel fuel consumption comes to roughly £60.per mth as shown by the reàdings
    £60 sounds very low.

    Give us todays readings please and find some about 12 months ago with the letter A or smart or our read against them.  You say £707 in credit - some online accounts can be difficult to understand - they show the DD's made but not necessarily the cot of the energy.
    Never pay on an estimated bill. Always read and understand your bill
  • Thank you all for your comments.
    After being on the phone for a good 2hrs I have managed to change my tariff to variable from 1st june when this tariff I'm on now will finish.
    The £700 credit will be offset against the Bill's.So new payment for dd will be £281 . Many thanks for all your very helpful advice. 




Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.