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Natwest mortgage timeline

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Comments

  • Soku
    Soku Posts: 16 Forumite
    Second Anniversary 10 Posts Name Dropper
    The latest comment I have on the tracker is from 7 March. No further updates since.

    They haven't even ticked off ID checks which I thought should have been a very straightforward task. I assume they need to do everything in one go.

    I assume it takes longer to process my application as I am self-employed.


  • Asmshz
    Asmshz Posts: 7 Forumite
    First Post
    Thanks Soku, i managed to get the tracker.
    full application..3rd march
    hard search…equifax..4th march
    valuation requested on 14th march
    valuation report received on 15th march
    requested some payslips and transactions on bank statment… sent the on 16th march
    no update after tht even though broker would have sent them the required documents by 16th

  • Just thought I would add my story here as well...
    Full application - 22/03
    Hard search - 22/03

    Nothing since then... mortgage tracker is still not working even though my MB gave me the reference number.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Scroll down for service standards;-

    https://www.intermediary.natwest.com/

    Eight days behind on "Assessing packaging, instructing valuations and taking fees"
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Scroll down for service standards;-

    Eight days behind on "Assessing packaging, instructing valuations and taking fees"
    Thanks for this!

    I guess this means I will have to wait until 31/03 (8 working days since 22/03) - fun times!
  • Soku
    Soku Posts: 16 Forumite
    Second Anniversary 10 Posts Name Dropper
    I've been waiting since 2 March. They keep asking for more and more documents and nothing is ticked off on the tracker. It is so stressful. I don't know what to think about it.

    I hope for some progress this week.
  • HWBY
    HWBY Posts: 74 Forumite
    Third Anniversary 10 Posts Name Dropper
    We started our application on 10th March, documents reviewed on the 18th. The valuation was today (the vendor told us they'd been in touch, we'd not heard anything from neither NatWest nor our broker).

    I had to ring them last week to pay the fee, and when talking the lass told me it was with the underwriters and applications are typically taking 33 days from application to offer.
  • webjaved
    webjaved Posts: 618 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Any updates on this?
    Save £12k in 2019 #154 - £14,826.60/£12k
    Save £12k in 2020 #128 - £4,155.62/£10k
  • Soku
    Soku Posts: 16 Forumite
    Second Anniversary 10 Posts Name Dropper
    I had my mortgage offer issued on 4 May.
  • webjaved
    webjaved Posts: 618 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Soku said:
    I had my mortgage offer issued on 4 May.

    Awesome - congratulations. In total how long did you have to wait for the mortgage offer to come through?
    Save £12k in 2019 #154 - £14,826.60/£12k
    Save £12k in 2020 #128 - £4,155.62/£10k
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