Buying a council house

Emmamc15

Hi

We have recently been told we can buy our council house at a low price we want to jump at the chance but have heard the property is made of concrete not brick.
Has anyone been through this before as we’re worried we may not get a mortgage on such a property 

Thanks 

knightstyle

You will need a proper survey as part of the purchasing procedure.
BUT before spending and money first ask neighbours if any have purchased and had problems with this.
Many council houses were non standard construction come back when you know what type the house is.

Emmamc15

So we have been told it’s concrete block, the only neighbour we know is next door but the sold in 2009 for 60,000 and have rented the property since, I’ve asked the lady renting the landlords name and number but she never gets back to me 

theartfullodger

Spend £3 online with land registry for deeds of next door and see what address is used.

Takes less than 5 minutes

user1977

Or check online for other houses of similar construction to see if any have been (recently) mortgaged.

Section62

Emmamc15 said:

So we have been told it’s concrete block...

"Concrete block" can be more or less the same as brick, or a far more problematic material.  You'll need to get information a lot more specific than this.

Also bear in mind buying means you become responsible for maintenance/repairs etc, this isn't just a question of whether you can get a mortgage.  There are downsides to buying the council property you live in, it isn't just about the discount.

lincroft1710

If you live in either Devon or Cornwall, some houses were built using mundic block. Very problematic.

Emmamc15

We’re in Liverpool there is only 2 rows of these houses left a lot of then got knocked down in the 90s around here but for some reason left these up, makes me wonder even more is it worth it but thanks for all the advice