Land registry - remortgage

Snookie12cat

I need to remortgage my new property 6 months after purchase. I heard there were delays at the land registry so I wanted to know if the house needs to be registered at the land registry in my name before I am able to do this. 

Slithery

Yes, it does.

If it isn't registered yet then you can ask the solicitor that dealt with your purchase to have it expedited and then it should be sorted in the next couple of weeks.

canaldumidi

Snookie12cat said:

..... I heard there were delays at the land registry so I wanted to know if ....

Have you actually checked?

https://eservices.landregistry.gov.uk/eservices/FindAProperty/view/QuickEnquiryInit.do

Land_Registry

Snookie12cat said:

I need to remortgage my new property 6 months after purchase. I heard there were delays at the land registry so I wanted to know if the house needs to be registered at the land registry in my name before I am able to do this. 

Very much up to your new lender so ask your conveyancer/lender
If you’ve bought a new build or an unregistered property and it’s still with us then your conveyancer can request expedition once you have the mortgage offer. Expedition reduces the remaining wait time but you need the offer on paper. 

Mad_Pink_Lady

Hi, what are the waiting times at the Land registry for transferring property? I'm a beneficiary and an executor is wanting to transfer property to me. I'm wondering how long the application would take?
Many thanks 

Land_Registry

Mad_Pink_Lady said:

Hi, what are the waiting times at the Land registry for transferring property? I'm a beneficiary and an executor is wanting to transfer property to me. I'm wondering how long the application would take?
Many thanks 

If it’s an already registered title then you should expect to wait around 4 months on average. Timescales will vary but that’s a rough estimate