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Mortgage after an IVA?

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I got an IVA just over a year ago that I've never defaulted on. I don't have any other debts and my bills are always paid on time. 

My Dad has recently passed away and I will be in a position to pay the IVA  in full,  not a settlement but the full amount of the debt as well as all the fees.

The IVA was for 2 debts, 1 loan and 1 credit card.  If I hadn't got the IVA I would still be within the original timescale of paying off both so in reality I'm actually paying both early 

Does anyone know how this will affect my ability to get a mortgage. I know that an IVA would normally be on my credit file for 6 years and even a settlement for a lower amount would still be there for some time but I intend to pay in full and early 

Thanks in advance for any replies xx


Comments

  • MovingForwards
    MovingForwards Posts: 17,145 Forumite
    10,000 Posts Sixth Anniversary Name Dropper Photogenic
    You're better off posting on the mortgage board, further down the forum, as that's where a few brokers reply to threads. One specialises in adverse credit.
    Mortgage started 2020, aiming to clear 31/12/2029.
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