Credit card advise please

shaqs77

Hi

i am very confused and need someone to point in the right direction please. I currently have a virgin credit card with a balance on it. It was a 0% balance transfer card which has now elapsed. 

What I’d like to know is what type of card do I need that won’t charge me interest. 

[Deleted User]

It you want to transfer a balance, then a card with a BT offer.

If you want to make purchases, a card with a 0% purchases offer.

MalMonroe

shaqs77 said:

Hi

i am very confused and need someone to point in the right direction please. I currently have a virgin credit card with a balance on it. It was a 0% balance transfer card which has now elapsed. 

What I’d like to know is what type of card do I need that won’t charge me interest. 

Do you mean that you want another 0% balance transfer card?

If you do a google search, many options will appear. You should do a soft search first, too. 
 
Before you take any action, see the info in this link - 

https://www.moneysavingexpert.com/credit-cards/balance-transfer-credit-cards/

(updated only two days ago).

Don't forget you may have to also pay a transfer fee but it's usually well worth it.

Also, it's always a good idea to keep an eye on the 0% balance transfer card you have and try to switch before the offer runs out or you'll be paying interest on the remaining balance (which goes through me now I have become financially savvy - after years of being totally financially careless I have to say!)