State Pension after i pass.

TonyBee

I receive my state pension, my common law wife is younger than i.

Marcon

TonyBee said:

I receive my state pension, my common law wife is younger than i. If i pass away will she receive part of my pension even though we are not officially married. ? I understand that married couples continue to receive part of there spouses pension after one of them passes..

If you're not married, then definitely not.

p00hsticks

Marcon said:

TonyBee said:

I receive my state pension, my common law wife is younger than i. If i pass away will she receive part of my pension even though we are not officially married. ? I understand that married couples continue to receive part of there spouses pension after one of them passes..

If you're not married, then definitely not.

And even if you were, I think it will depend on whether you reached state pension age before or after the introduction of the new State Pension in April 2016 

Emmia

No such thing as a "common law wife" for these purposes - you're either married/civil partnered or you're not.

Assuming she's entitled, if you want her to get part of the pension after your demise, you're going to need the legal paperwork. 

Lemon_dr1zzle

Another reason as to why marriage is not just a bit of paper 

xylophone

I receive my state pension, my common law wife is younger than i. If i pass away will she receive part of my pension even though we are not officially married. ? I understand that married couples continue to receive part of there spouses pension after one of them passes..

You are unmarried - therefore you do not have a spouse in the eyes of the law.

Regarding derived or inherited entitlement to the state pension, see

https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/181235/derived-inherited-entitlement.pdf

Dannii75

My dad (not biological) had lived with us for 44yrs, since I was 4. When he passed 3yrs ago my mum struggled to get his private pension paid to her & do other legal things. Luckily she keeps every piece of paper to show they were together for all that time, had she not, then things would have been even worse at the time. Also, his will named her as benefactor, that's also a really important thing to do. As above, marriage isn't just a piece of paper. All the best to you & yours. 

Emmia

There are other financial benefits of marriage in relation to death, including in relation to inheritance tax.

If you're unfortunately looking at a demise in the not too distant future (and you're both legally free) then getting married is definitely something you should consider for tax reasons.

MEM62

TonyBee said:

I receive my state pension, my common law wife is younger than i. If i pass away will she receive part of my pension even though we are not officially married. ? 

Common law wife, and similarly 'next of kin', does not hold any legal weight.   

Alice_Holt

No, but... 

...have you any personal / occupational pensions ?

 Have you completed the expression of wishes for beneficiaries form ? 
https://www.moneyhelper.org.uk/en/pensions-and-retirement/pension-problems/pensions-after-death

 Have you made a will?
https://www.moneyhelper.org.uk/en/family-and-care/death-and-bereavement/planning-what-to-leave-in-your-will

Bravepants

Just make an honest women of her!

P.S. It is generally regarded that an engagement ring should cost at least one month's income/salary.