Becoming debt free within 18 months

Getridofdebt66

Today has been an okish day, managed to get some decent pumpkins and some little ones, dd is too old to go trick or treating now so she wants to give out sweets to the little ones who come to our door on Halloween, so the money saved on a costume went on extra pumpkins, 3x59p so i am still quids in. I also got her a decoration she asked for...my dd does not ask for anything ever so couldn't say no. Honestly, if were in a shop i have to convince her to pick something and more times than not she will not have anything. She is also sorting out her old clothes, she has sold some online so went and posted them today, gave us a little time out together esp as weve been in all week whilst shes been getting better. £20 spent today, visited my mom, ended up getting chip shop, £8.95 spent so i am not exactly happy with todays spends, tomorrow i need petrol and then my cards are going in my drawer at home, i have £10 cash and i am going to see how long it will last me, i am hoping for 2 weeks, we shall see. I also had to pay £15 for a night out for a leaving doo at work, will take own drinks and leave before they "make a night of it" seriously feeling down, to cheer myself up i will do some surveys tonight, i want to be upto £10 by the end of the weekend, i will feel redeemed, i also need to do a click and collect for fresh stuff for this week ready to go back to work, will try to do it tonight so i can collect tomorrow, if not Sunday.

Tonights plans
Do surveys
Have a quick bath
Click and collect shop
Contact phone provider to see if they will reduce contract, seriously doubting this but will try.

Tomorrow's plans
Take dd to her club, take drinks with me.
Get petrol for the month
Find something to sell 
Sort out paint for living room as i didnt have enough for the hallway.
All food from stores
Collect food shop if able to get for that day.
Visit mom.
Carve pumpkins and save seeds for next year.
General housework
Put all washing away
Seperate chicken and freeze portions.
Make a food list for Christmas and what i have and what i need
Make a present list for Christmas with what i have and what i need.

I think thats enough to get me started...

Getridofdebt66

Today has been a busy day. Managed to somehow do all my jobs along with the ironing of uniforms for the week ahead. We didnt have food from stores we had a maccies, i saved all the codes from their recent promotion and spent 15 mins doing individual orders, we had a feast for nothing, was a lovely treat and we all enjoyed it i surprised oh and dd with it and they really enjoyed it, i think mainly as it was free. Other than petrol which was budgeted at £90, i havent spent anything today.
Collected food shop, cost £31, need to claim £1 back from cashback app taking spends so far to £226 for the month but all meals planned and in the freezer, cupboards full and i still have my voucher to spend on top, will save that until the end of the month when things get tighter. Oh needs to transfer me some money but thats for the food shop anyway but will make my balance look a bit healthier for a few weeks, hopefully.

Starting to feel a bit more in control. 

Tomorrow's plans
Take dd to club, £3 to spend 
Visit inlaws
Cook a dinner and take one to my moms.
Have a film evening with oh, my choice tomorrow.
Prepare lunch for work on Monday.
General housework
Do 1 load of washing
Try to dry washing outside if possible 
Keep energy under £6
Send a parcel for dd
Put all cards in my drawer at home so they cant be used unexpectedly.

I did a Christmas food list, there are a few bits i can get each week so i will try and get 2 things a week if budget permits.
I also have done the presents list, aiming for dd first but her list is quite sparse, i am struggling with ideas tweens are definitely strange years! 

Getridofdebt66

Had a productive but stressful day due to some children at dds club not being nice. Will take some sorting i think. 
I didnt visit in laws due to lack of time, oh and dd did. Brought some sweets for tomorrow using nector points and a cake  £4.50 of my £10 used. I need to put cards away shortly so they cant be used. Took my mom her dinner, she enjoyed it and so did us 3, i do love a Sunday dinner on a cold day!

I still need to sort tomorrow's lunch for work, i am just going to jump in the shower first.

Tomorrow's plans 
Go to work
All food from stores
Stay in with some Halloween programmes and answer the door to trick or treaters...i have had 2 tonight, one didnt even have a costume on  just some random kid saying trick or treat...he didnt get anything as i dont have any until tomorrow 😉
General housework
Do a load of washing and ask oh to try and dry outside.
Do some surveys
Got someone coming to collect an item, £150 in the xmas pot if they turn up.
Got some interest in some of my items but no sales yet.
Take a parcel for dd.

I am not sure if i have said but dd has been sorting out her old clothes and selling online, she wants to have enough to have a shopping spree and is really doing well, shes upto £8 in sales this week and is clearing out her old clothes. I plan on sorting her some of my old bits out as i think it is brilliant to teach the kids to try and sell stuff you won't use again rather than throw stuff away. I am so proud of her, as i always am but she is really trying and doing well at it and most importantly having fun too. 

Getridofdebt66

Well today as always didnt turn out as planned, had a flat tyre, one of my ones 2 weeks old, oh couldnt get it off so had to get dropped into work so was 45 minutes late unfortunately but cheaper than a £20 taxi which i would have been late with too. Spare tyre is now on ready to go back to the garage tomorrow. Done tea from stores and now relaxing with a cup of tea. The person did not come or ask our address for the item so will keep waiting and we shall see. Oh has done washing and drying i have just tidied up the kitchen, the trick or treaters have been coming for nearly 2 hours we are nearly out of sweets but it is nice and dd is enjoying opening the door to them all so saves me keep getting up, although i have done a few. I need to rollover the parcel for dd but she has sold 2 more items so will get those packaged for her and send tomorrow. Need to do some rearranging tomorrow with my mum as i need to go to the garage and it will be late when i can get over there.

Tomorrow's plans 
Go to work
All food from stores
Have a nice soak in the bath
Go to garage about tyre
General housework
Be in bed by 10pm, ready to go to sleep by 10.30pm, i need to get into a better routine.
Do some surveys 
Keep energy under £6
Look at plans again for over Christmas holidays
Look at local lights switch on to take dd to.

Thats all i may return and add more to my list when i can.

Getridofdebt66

I have tried to post a few times this week got half way through then thought i would come back and didn't have chance. Moneywise this week hasnt been great, had a puncture so needed another new tyre. Had to grab some midweek bits and some lunch yesterday for work as it worked out cheaper to buy a meal deal than buy fresh stuff for lunch.
Today dd does not have her club so i am having a relaxing morning then i have lots of jobs i want to do, got some bacon out for breakfast so will do that shortly. Ordered food shop using my voucher, but brought lots of goodies for Christmas, £55 spent after the voucher.

Todays plans:
Food shop to come and put away and sort Christmas food out
Update Christmas food shop list.
Change beds
Catch up on washing
Put clean washing away
Nsd
Film evening with dd
All food from stores
General housework 
Need to keep looking for Christmas lights locally
Have a bath later.
Do some surveys

I have also been going to bed at 10pm and asleep by 10.45 each night, i have felt much better i am getting tired by half 9ish but its because i am finally in a better routine.

Getridofdebt66

A busy day managed to do most of my list, 4th load of washing is done ready to go in the dryer, gas and electric gone crazy today but needs must and being on top of the washing means it has been less this week so averages out. Put washing from this morning away, will need to do todays washes tomorrow along with the ironing of uniforms. Popped out today oh brought a picture for the front room. I have spent £22 on 2 presents one for each of our dads, we are only doing parents this year i did write a list for others but we discussed it and we are focusing on dd now. She has a lovely pile of presents accumulating, most from Minted app and saved a fortune, some from shops but with vouchers and on sale. At the end of November we will get out what we have and see how much she has then write a lost of what we still want to get her. We didnt have bacon sandwiches so i got some chicken out and we had hunters chicken, meant to have it in the week but we had beans on toast instead. Shopping has come, got plenty and Christmas stash is now done apart from some marshmallows the only thing we need is the usual shop and fresh stuff for dinner, my moms buying our turkey which is a big help. I think i have been worrying so much about paying for Christmas, more than i realised but now i feel better.

Plans for the rest of the night:
Put load of washing in the dryer
Have a bath
Film night with dd

Tomorrow's plans
Take dd to club, £3 to spend.
Iron uniforms 
In laws coming to visit 
All food from stores
Quiet evening in the house 
General housework 
Put washing from today away
Have a look for a picture for the hall, i think i have 2 that can be used.
Take watch to my mums that she ordered to mine. 

Thats all for now i think 

Getridofdebt66

This week i have been quiet on here as i have been swamped at work and just so tired each night. We sold something for £40 and an old playstation for £130, i spend £100 on some more new clothes for dd for Christmas from Minted, approx £350 worth of clothes one jumpee was £5.30 delivered the label said £35...madness spending that much on a jumper imo. So i am feeling really good about Christmas now i know dd will have some lovely items she will really love and atm it has not broke the bank. I treated us to a mds tonight for £21 as i had a horrible week and dd has not been well today, thankfully shes feeling better now. Some presents have been delivered already and put away, i will need to buy wrapping paper soon and make a start, next weekend dd is staying at a friends so will get out what we have left. 

Tomorrow's plans
Take dd to her club
Take drinks with me
Cancel plans for dd to go out tomorrow i forgot she is going out with oh instead 
Do a click and collect order for Sunday
General housework
Washing and dry as much as i can outside
Wait for an engineer to come about my dryer (once it is sorted i will look to cancel the plan but its started leaking)
Collect dd after her going out with oh as he is going to work
Put clean washing away
Have a relaxing bath
Quiet evening with dd
Be in bed around 10.30pm ready for bed at 10.50, need to get back into my routine

Right time for an hour before bed.

Getridofdebt66

Yesterday was very productive managed to get everything done. Today i have taken dd to her club, £3 spent also needed some toiletries and some foundation £22 spent and popped into a cs gor 2 vases, a bowl for trifle and a jumper for £17, junper has been washed and will be worn for an event at work tomorrow but i will get lots of wear from it as it is something i need for the winter, esp this winter ahead. Spending all done for this week and my shopping will be here shortly.

Tonights plans
Eat dinner
Put food shop away when it comes
Film evening with dd and oh
Relax ready for another week at work
Do lunch for tomorrow 
Go to bed at 10pm turn tv off at 10.30

Tomorrow's plans 
Go to work
All food from stores
Relaxing bath
Do surveys
Complete a survey and post
General housework
Put clean clothes away
Pamper evening using what i have
£1 to spend on event for work
Spend nothing more
Bed at 10pm going to sleep by 10.30pm
Try and sort out a payment plan for one creditor who i am struggling to set up online.

Right off to finish tea

Getridofdebt66

Another week has gone by, i feel like this year is just rolling by, altho i have debts like the start of the year i am in more control or at least i feel like i am. At the start of the year it really took its toll on my mental health, now i am feeling much better in myself. I have one more payment on dds present for last year and my water rates, which includes debt owed from last year so Decembers pay will be £145 better off, it will only be until april but even then i will be £95 a month better off. With the extra amount along with the 2 months council tax in February and March thats £846 i will have to throw at my debts then i have a pay rise this month so across those 4 months thats £1300 that will help me get in a better position. All this positivity is helping me feel better.

I have had a lovely time with oh today, weve had some quality time whilst dd has been at her friends. Tomorrow i have lots of plans before we collect dd and as oh is at work i can get on with it and hopefully get through it in a few hours 

Tomorrow's plans 

Lsd

Food shopping being delivered 

Get petrol -£25 to be put in until payday

Clean bathroom tiles

Do a presentation for work

Washing and dry as much as possible outside

Iron uniforms

All food from stores

Collect dd from her friends 

Pamper afternoon 

Relaxing evening 

Going to bed at 10pm, going to sleep at 10.30pm

Thats my starting plan i may add to it throughout the day

Getridofdebt66

I have had a busy morning today, managed to get lots done already

Lsd

Food shopping being delivered - done and put away

Get petrol -£25 to be put in until payday

Clean bathroom tiles - done took longer than i thought 

Do a presentation for work - done

Washing and dry as much as possible outside - 3rd load is in the washing machine 

Iron uniforms - done

All food from stores - dinner all prepped 

Collect dd from her friends 

Pamper afternoon 

Relaxing evening 

Going to bed at 10pm, going to sleep at 10.30pm

Was asleep by 10.30pm last night, i felt much better for my better routine.

I need to get ready shortly will get petrol on the way to collect dd then make tea, or turn it on as it is all ready. I managed to get a few hours of washing being dried outside before the rain came so the dryer has been on today but needs must as long as i am saving on some electricity it is better than nothing.