MBNA is really taking the mickey with their CC interest rise! What are our rights?

mufc689908

As you all know they did the same to me (18 to 34%) and as a result of me not bending over for them I had 80% of the cards balance written off on a short settlement towards the end of last year.

Tiddlywinks

Tallguy64 wrote: »

I just found out that I have a default judgement against me that has destroyed my credit rating. Three years ago I paid off my Virgin credit card completely, and tore it up. We then moved house. A year ago a credit card protection company apparently took £29.00 out of that account. MBNA (Who I assume have taken over Virgin cards) just kept adding on the credit then sold it too a debt agency, all totally without my knowledge. I now, apparently, owe £118.00. Why didn't they tell me? "We did ..To your old address! Why didn't you tell us you moved?" Why should I ? I'd paid the card off and torn it up! Tough! No credit for me then! What am I supposed to do? ) Nil balance to £118.00! Suggestions Please

I suggest you start a new thread to spare the need for peeps to wade through several years worth of old posts.