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Careful if you're thinking of fixing.
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 I didnt say anything about switching supplier.Verdigris said:If you take it now then you effectively lose 1 month of the cheapest rates (ie before Aprils Capped increases)It takes 17 days for a switch to go through. You'd lose a couple of days, at most.
 A tariff switch with same supplier takes 24hrs max (four I did with eon yesterday were instant)0
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            Some suppliers will agree to activate the new rates after a delay though - we’ve had confirmation of a fair few folk managing to get delayed starts.🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
 Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
 Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
 Balance as at 31/08/25 = £ 95,450.00
 £100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0
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 If you phoned them rather than doing it all online they allowed you to take the 2 year fixed rate but defer it til 1st April. Might be worth a call to them.jimexbox said:Every decision is gamble to some degree. I took the eon 2yr fixed, a hundred quid above April 1st capped rate. (standing charge) per year. Plus I lost a month's much cheaper tariff.
 I might regret it, but I can see a big increase in October. Followed by possibly 3 month interval changes to the capped variable rate.0
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