NatWest Investment Isa

Iolarose

I put my pension lump sum into a NatWest Investment Isa medium risk - 4  or 5 years ago.  It was doing very nicely and making good profit but now it’s started going down.  Should I cash it in before it goes down further or hold my nerve and hope it goes up again?

Thrugelmir

Presumably you invested the money with a 10 year plus time horizon in mind? 

dunstonh

t was doing very nicely and making good profit but now it’s started going down.  Should I cash it in before it goes down further or hold my nerve and hope it goes up again?

You typically invest for at least an economic cycle knowing there will be good years, negative years and nothing years.    You are only 4-5 years in.  

What did you do the last time it went down? (and there have been several much larger drops than current).

grumiofoundation

Iolarose said:

I put my pension lump sum into a NatWest Investment Isa medium risk - 4  or 5 years ago.  It was doing very nicely and making good profit but now it’s started going down.  Should I cash it in before it goes down further or hold my nerve and hope it goes up again?

As mentioned above presumably you didn't cash it in in April 2020 when it had dropped by more than it has recently so what has changed now?