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Insurance Puzzle

headpin · 2022-03-03 20:21:43

Just renewed my car insurance. Only change from last year was my wife currently has no car so informed now only one car household. Premium rises by £40’ish. Asked why the increase and what the extra risk may be. Told was likely that would use this car more. When informed I had not increased the estimated annual mileage it…

Comments

born_again Posts: 21,679 Forumite

5 March 2022 at 2:01PM edited 5 March 2022 at 2:01PM

Was this a multi car policy?
Or did the Mrs have a seperate policy on her car? So she was only a additional driver on Mr policy and was stated as having access to her own car.

Clearly if it was a separate policy, then no matter what mileage declared (even if not used) would mean the one car could be used more, as such a higher risk.

Life in the slow lane
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