Sainsbury Credit Card - Zero Interest BT

stumperbob

I got a Sainsbury CC as it offered a zero interest balance transfer. Indeed my statement said ….

We don't charge interest on purchases made during your latest statement period if you pay off your full balance (including any balance transfers and money transfers) by the payment due date and if you also paid your previous month's balance in full by the due date.

But they did charge interest in the month of the BT …….

Your statement was paid in full, however, the first (BT) was processed on the 25 October 2021 and payment was received on the 10 November 2021 interest applied for this period was £6.71. As another (BT) was processed on the 17 November 2021, payment was received 13 December 2021 interest was charged for this period at £10.85. This can be calculated over two consecutive months before it stops in full. As a good will gesture this was refunded, waivers were applied.

Carrot007

Try doing all balance transfers at onece with cards with such terms. You got lucky (though with 2 seperate BT's sound like you may be going down a hole).

stumperbob

Down a hole? Don’t think you got the drift of my message