All the comparison sites said NO but I found one anyway

ihatedeskjets

So with a £2400 debt to Aqua card @41.33% and not much credit history all of the comparison sites including totallymoney and MSE said not eligible to a transfer card.
But today going direct to Virgin Money I got a 16 month 0% transfer rate with a credit limit of £2200, Going to pay off the Aqua and close it this month then focus on bringing the Virgin card down / paying it off.

If in doubt go direct and use the eligibility checkers on the individual lenders sites..

MEM62

Result!  We done for doing your own research.  

[Deleted User]

Don't close the old card, having more than one is very useful e.g. for S75 protection as your other is on a BT offer and if your credit file is thin, having an older card that you use every month and pay off in full (so pay 0 interest) builds the credit history

Smashit

Brillant. 

SaverRate

I have found this may times, comparison site says yes, going direct says no and the reverse!

ihatedeskjets

@Deleted_User Thanks, Good point.

laurajones81

I think it’s getting worse too, the checker things seem to always get it wrong now.

[Deleted User]

laurajones81 said:

I think it’s getting worse too, the checker things seem to always get it wrong now.

The checkers are not "wrong", per se, they estimate your chance of getting the card, but if they say 95%, that is still 5% chance of rejection. They use a soft search and lender's criteria might be stricter on that day or something on the file they don't like.

I applied for the M&S BT card with the £25 cashback and that was 90% I think, I got it but no idea what the limit is going to be yet so I can't use it!