Money Laundering Checks - Deposit money received few years back in 2019

guysl80

When we received the mortgage offer from nationwide 3 years back they done the Checks and no issues at all. Hopefully it's the same this time. 

MaryNB

nyermen said:

Cant speak for OP's conveyencer, but mine went back to the source of my deposit which was about 4-5 years before hand (it was a legacy from my grandmothers will).  They took a copy of the statements showing the payment from the estate's solicitors, and a copy of the will which named me.

I do think they were more thorough than most though.
(This was all in the UK, and I've no idea if they then contacted those solicitors who handled the will to do a further check).

I had to go back just over 7 years. I received a gift from my father and he had proof it had been sitting in an Irish state savings account starting over two years prior, and another letter saying it had been renewed after a previous 5 year fixed term. He still had to go back to his employer and get a letter confirming he had received the funds as part of a retirement package over 7 years before I bought my house. 

guysl80

The Lender confirmed that they will treat the Gift deposit as a Savings.