Overpaying when planning to redeem soon

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Hi everyone
I’ve got a variable rate discount mortgage deal that still has 8 months to go before reverting to the SVR. I’m allowed 10% ERC-free annual overpayments, but a 0.5% ERC for any more.
I am selling the property and have a buyer lined up, likely to complete in May.
I’ve got a variable rate discount mortgage deal that still has 8 months to go before reverting to the SVR. I’m allowed 10% ERC-free annual overpayments, but a 0.5% ERC for any more.
I am selling the property and have a buyer lined up, likely to complete in May.
To reduce the eventual ERC, I am planning to make a 10% overpayment now. However I’m not sure to ask for the term to the shortened or monthly payments reduced. Probably a simple thing but I can’t get my head around which would be better.
Any help appreciated!
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Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 @£87460 SoFar
Am a single mom of 4.
On the other hand, if you reduce the payments/keep the term the same, you'll have paid off a little less at point of sale, so will have a slightly higher ERC to pay.
There probably isn't much in it, but every little helps, especially when paying for a house move and associated costs.