Car Insurance abroad

Hello All
As always, I purchased an excess insurance for my Car Hire in Spain this week. It was with Eversure for 4 days. Goldcar say they don’t recognise this insurance and I won’t be covered if anything happens. I know some car companies push their own cover, but Ive never been told it’s not valid and won’t cover me. I have the usual £1000 hold on my card (fine) but is the policy void? I’ve not heard anything. Any advice is appreciated from you all. Thanks. 

Comments

  • jimbo6977
    jimbo6977 Posts: 1,280 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 26 February 2022 at 10:30AM
    Goldcar are best avoided. They are well known for high pressure sales and questionable tactics regarding supposed damage and repair costs. 

    What they "recognise" or not is of no importance, either you are insured or not, and that is between you and you insurer.

    Edit to add link
     https://www.theguardian.com/money/2019/may/06/goldcar-named-worst-car-hire-company-in-which-survey
  • 400ixl
    400ixl Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Name Dropper
    edited 26 February 2022 at 11:21AM
    You have insured the payment you have to make. In other words you have to pay the rental and the insurer re-imburses you. There is no agreement between your insurer and the renter.
  • TELLIT01
    TELLIT01 Posts: 17,771 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    Goldcar has a well deserved, and long standing, reputation for being probably the worst company out there.  Not only the issue the OP has experienced, but also finding either non-existent problems with the vehicle on return, or blaming the lastest renter for long standing damage.
  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    The cover is irrelevant to them... you just decline their excess insurance, I you have an accident then you pay the excess and recover it from your insurance. They need never know you had the cover.
  • Thanks everyone 
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