Pay day loans 25 February 2022 at 1:55PM in Credit file & ratings 2 replies 131 views

P_SMITH1980

I have an offer in principal for a mortgage but would a £300 payday loan show up on my credit file thus affecting my mortgage application 

[Deleted User]

You can check your files to see if it shows up.

PRAISETHESUN

https://www.moneysavingexpert.com/loans/check-free-credit-report/

Odds are if the payday loan is within the last 6 years it will show up on your files. Worth checking your reports from all 3 CRAs yourself to be sure.