We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

cancelling Nextpay

November2

November2 Posts: 1,125 Forumite

Part of the Furniture

500 Posts

Combo Breaker

22 February 2022 at 12:27PM in Credit cards

Bought something from Next last year and now have a Nextpay card but will never use it again, can I just throw it away or do I have to actually cancel card and account with Next? It doesn't say anything on the terms they sent me only about cancelling in the cooling off period

0

Comments

[Deleted User] Posts: 35,242 Forumite

22 February 2022 at 12:28PM

Either.

Easiest is to let it go dormant unless you desperately want to cancel it.

1
cx6 Posts: 1,176 Forumite

22 February 2022 at 1:07PM

I always cancel cards I know I will no.longer use.

0
[Deleted User] Posts: 0 Newbie

22 February 2022 at 1:56PM

cx6 said:

I always cancel cards I know I will no.longer use.

If you mean store cards, it's not a terrible idea but credit cards are worth keeping and periodically using as it keeps a good credit history going

0
November2 Posts: 1,125 Forumite

22 February 2022 at 7:31PM

Deleted_User said:

Either.

Easiest is to let it go dormant unless you desperately want to cancel it.

ok thanks, I'll just store it away and let it expire.

0

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

Categories

All Categories
349.7K Banking & Borrowing
252.6K Reduce Debt & Boost Income
452.9K Spending & Discounts
242.7K Work, Benefits & Business
619.4K Mortgages, Homes & Bills
176.3K Life & Family
255.6K Travel & Transport
1.5M Hobbies & Leisure
16.1K Discuss & Feedback
15.1K Coronavirus Support Boards

MSE News

Warning: 'WASPI' women affected by State Pension age rise should watch out for 'steep rise' in scams
If you're a woman born in the 1950s affected by changes to your State Pension age, be on high alert for scams offering compensation for this. Campaign group Women Against State Pension Inequality (WASPI) and charity Independent Age have warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group.
Martin Lewis: 'WASPI' women affected by State Pension age rise should beware 'steep rise' in scams
If you're a woman born in the 1950s, be on high alert for scams offering compensation for those affected by changes to their State Pension age. MoneySavingExpert.com (MSE) founder Martin Lewis has warned so-called 'WASPI' women to be extremely careful, as there's been a reported "steep rise" in the number of scams targeting this group – with some even using Martin's name.
Small pension pots to be automatically combined in future under Government plans – here's what it could mean for you
If you have a number of small pension pots you've built up over years of changing jobs, they may be automatically combined in future under new Government plans. This could make it easier to stay on top of your pension savings and reduce costs – but it's still very early days, and we don't yet know exactly how the scheme will work in practice.
Martin Lewis: Aged 20 to 25? Trick to get a FREE four-year railcard worth £100 from Santander
If you're aged 20 to 25, there's a trick right now that can get you a free four-year railcard worth £100 via the bank Santander. MoneySavingExpert.com founder Martin Lewis takes you through it.
Went to an employment tribunal between 2013 and 2017? Can you reclaim £100s?
Tens of thousands who overpaid employment tribunal fees are now due a share of £13 million, which could be worth £100s. But refunds aren't automatic, so you need to act to get your money back. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Autumn Budget 2024: what it means for you – including minimum wage rises, changes to benefits and more
The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. Here's what's happened and what it means for your pocket.
Autumn Budget 2024: what it means for you – including minimum wage rises, changes to benefits and more
The Chancellor Rachel Reeves has today announced a host of changes to benefits, transport and more in her Autumn Budget. Here's what's happened and what it means for your pocket.