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How do I pay?

I took out a 0% 19 months purchase credit card the other day with a view to use it to pay for some home repairs.

I have secured a builder to do the work and now I've just thought how do I actually pay for this type of work on a credit card?? It will most likely be payment into the account using an account number and sort code but it seems you can't do this on a credit card?!! 

Comments

  • Penguin_
    Penguin_ Posts: 1,594 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    You will need to see if the builder accepts credit card.

    I think you needed a money transfer card as opposed to a 0% purchases card.
  • MallyGirl
    MallyGirl Posts: 7,407 Senior Ambassador
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Unfortunately you have applied for the wrong type of card offer - a Money Transfer is what you should have applied for
    I’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
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  • Brie
    Brie Posts: 15,904 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    As @Penguin_ says check if the builder will accept a card.  Lots of businesses started to do this in the last 2 years due to not wanting to handle cash.  And you certainly could come to an arrangement to purchase all the needed materials on it.

    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

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  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    Since the start of things like Zettle, SumUp, Square etc more and more small businesses take credit cards as setup is cheap, monies paid quickly and no standing fees. In London even buskers now accept credit cards with many set up to do a £1 or £5 transaction by default.

    If you got a purchase promo credit card you'll need to find a builder that accepts credit cards. Else you need a money transfer card where you can take the cash out of the card but then you get the 0% but not any protections.
  • BrOz
    BrOz Posts: 96 Forumite
    Fourth Anniversary 10 Posts
    Thanks for the responses. Silly me! 
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