Flow motor insurance

barnaclebill

Just searching for motor insurance and had a good quote from Flow for a normal 12 month policy. Looks like they are owned by LV but all I can find is ratings about their monthly policies. Anyone used them ?

Sandtree

What sort of rating are you looking for? As you say they are the digital only arm of LV= and so same as Quote Me Happy which is Aviva's equivalent. 

Motor really doesnt vary much between providers and where it does tend to be mainly around things like courtesy cars, if LE is included or an optional extra etc. I dont think the likes of Defaqto consider things like "uninsured driver promise" etc when giving its star ratings.

Once you read the policy the main question is going to be if you are comfortable having an insurer that you can never pick up the phone to speak to (outside of claims)?

wazza99

I looked at Flow but one major omission is no third party cover to drive other cars, standard with LVE and the policy was only about £10 extra for me. Other than that they looked good and no reason to believe beneath the name they just are LVE.