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Help getting large limit

I,m coming to the end of FD 0% offer the problem is that i dont know how i,m going to replace £25,000 of credit. Any one help please!

Comments

  • hopefulfooluk
    hopefulfooluk Posts: 2,441 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can you pay it off? If so, that alleviates the time burden. If not, I'd seriously suggest going for one of the RBoS cards that offer to "match your limit" - you may get lucky if you can prove that you want to transfer 25k from one card alone.

    You might also get mileage by upgrading from FD Black (if your card is a black one) to FD Gold - some people I have heard have got a further few months 0% by upgrading to Gold - and don't ask, don't get.

    HTH,

    Chris
  • Rover
    Rover Posts: 323 Forumite
    In my experience, cards administered by MBNA generally give the best credit limits.
    So apply for an MBNA/Virgin card to do a balance transfer. It's unlikely they'll give you 25K though, so you'll probably need more than one card to cover 25k (RBS or Halifax).

    I've also got a FD Black (25k original) and intend to do virgin application to cover my balance - down to ~20k now though.
    anger, denial, acceptance ;)
  • realaledrinker
    realaledrinker Posts: 1,661 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Co-op will 'consider' matching your limit but will only go to a max of £15K
    Ethical moneysaver
  • Thanks guys, FYI First Direct have now stopped 0% Deal "for the time Been"
    I,ll Think i,ll try the RBos Deal let you know how i get on
    thanks again
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