Pot Hole Damage

Sandtree

laurenps88 said:
Yes, while the insurance has paid me out, it was an old car so I only got £1.5k minus £500 excess. My car was incredibly well maintained but for that price I’m only able to get a car in today’s market which is older or in excess of 150k miles. I by no means wants a brand spanking new car, but I am going to be out of pocket in order to get myself something decent. 

I guess that’s just the way of it, and my own bad luck.  But I thought I’d just ask if there was anymore I could do in the way of claiming from the actual road owners. My insurers said as it’s a total loss they had no interest in pursuing any other party and if I wanted to go down that route I’d have to do it by myself. 

The fact the insurer doesnt think its worth trying to get its c£700 back should be fairly telling on what they think the prospects are but you obviously dont have the same costs to cover whilst you attempt it.

Your insurers were required to indemnify you for the vehicle and so your only claim in relation to that would be the £500 excess. If you think the vehicle has been undervalued then that is a complaint to have with your insurers not the road owners.