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Which part of Balance gets moved on a Balance transfer?

Hi everyone, hope you can help me?
It might sound like a daft question but I am looking to transfer part of a balance from one card to a 0% card.
The card I am transferring *From* has part of the total balance on 0% and part on a high interest rate.
My questions are...

Which part of the balance on the card I am transferring *From* will be transferred first?
Will it be the 0% part (Which would be pointless) or will it be the high interest part (which would be great!) ?

Any knowledge on this would be greatly appreciated.

Many Thanks, David.

Comments

  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 16 February 2022 at 2:32PM
    Payments are always prioritised to the balance which carries the highest interest.  So the "payment" (in the form of a balance transfer) will be allocated to the interest-bearing portion first, with any remainder going towards the 0% balance.
  • Payments are always prioritised to the balance which carries the highest interest.  So the "payment" (in the form of a balance transfer) will be allocated to the interest-bearing portion first, with any remainder going towards the 0% balance.
    Brilliant thank you very much.

    David.
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