We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Account credited by mistake

My credit card account has been credited by my bank provider by mistake what do I need to do legally, do I have to inform them of their mistake.

Comments

  • Easiest to tell them now, so you know that it's being taken back.

    If not, just make sure you keep an eye on your statements and keep the funds to hand so the adjustment doesn't come as a surprise.
  • Theonell said:
    ....do I have to inform them of their mistake.
    Deep down,  you already know the answer to that.
  • born_again
    born_again Posts: 25,167
    10,000 Posts Seventh Anniversary Name Dropper
    Forumite
    How did they manage to do that?
    Life in the slow lane
  • How did they manage to do that?
    I paid another credit card which came out of my current account and I checked it had been paid, then they credited me the same amount of money into another credit card without it coming out of my current account. very strange how it has happened
  • born_again
    born_again Posts: 25,167
    10,000 Posts Seventh Anniversary Name Dropper
    Forumite
    So you have 2 credits of the same amount in 2 different credit cards, but only 1 debit on your current account.

    Very weird.
    Life in the slow lane
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.8K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.