Ethical investing platforms

Nurse2047

hi, does anyone have any experience of using these ethical companies? 

https://clim8invest.com/

https://circa5000.com/

https://www.bigexchange.com/

https://sugi.earth/

https://www.ethex.org.uk/

https://www.abundanceinvestment.com/

Thankyou 

dunstonh

All whole of market platforms offer ethical investments.  You don't need a niche provider to invest ethically.

I haven't heard of any of those platforms.  Although, a quick look at the first three websites suggests they are not platforms but robo-providers.

Albermarle

MFW2026 said:

hi, does anyone have any experience of using these ethical companies? 

https://clim8invest.com/

https://circa5000.com/

https://www.bigexchange.com/

https://sugi.earth/

https://www.ethex.org.uk/

https://www.abundanceinvestment.com/

Thankyou 

The first four are offering ethical funds/ETF's/portfolios .
The last two are P2P /crowdfunding sites , so completely different .
Quite a few P2P sites have gone bust or closed down/closing down , so it is more risky . However I think both have a reasonably good reputation ( I think) although Abundance had a very large loan go bad on them a couple of years ago.
In a similar vein you can also look at 
Ethical Crowdfunding | Triodos Bank (triodoscrowdfunding.co.uk)
I am using this platform with no issues. Just on a small scale . The problem is that new opportunities to invest are few and far apart.

MarkFromCornwall

MFW2026 said:

hi, does anyone have any experience of using these ethical companies? 

https://www.ethex.org.uk/

Thankyou 

Hi,

I've been using Ethex for several years.  I have several investments on their platform.  The platform is well run and so far none of my investments there have gone bad.  Equally important, the businesses and community enterprises there do fantastic work in fields like renewable energy.  You might also be interested in "Energise Africa".

Mark

Albermarle

I think Abundance is 100% unsecured bonds/lending, and with some interest rates offered at 8% and even 12% , they must be pretty risky
Triodos is mainly unsecured bonds but with a few EIS shares offers. The interest rates on the bonds are more modest at around 4% and are backed up with a lot of detailed due diligence.
Ethex mainly offer shares in projects as far as I know , although some bonds as well , also with less ambitious interest rates offered.
They are all effectively  illiquid investments to be held long term .

Nurse2047

Thankyou this is very helpful 

Chloboshoka_2

I invest £10 with Circa5000 and pay the £1. I used it for the £15 top uo with the Sweatcoin referral when it was known as tickr. 

grumiofoundation

Chloboshoka_2 said:

I invest £10 with Circa5000 and pay the £1. I used it for the £15 top uo with the Sweatcoin referral when it was known as tickr. 

Do you mean investing £10 a money?  Paying £12 (plus +0.5% platform fee) a year to invest £120 a year is very high. 

adindas

MFW2026 said:

hi, does anyone have any experience of using these ethical companies? 

https://clim8invest.com/

https://circa5000.com/

https://www.bigexchange.com/

https://sugi.earth/

https://www.ethex.org.uk/

https://www.abundanceinvestment.com/

Thankyou 

IMO, You will need to differentiate between making money in the stock market and acting in ethical manner. The same analogy is to differentiate between the state and the religion. They are two different things.

That debate has been going on for many decades. Focusing on that alone you will never get involved in investing and/or an easy target of the scammers, people who are using the buzzword word "ethical"  to take advantage of you using your emotion. They claim to be ethical and they are charging you with ridiculous platform fees, share dealing fees, other fees, while you have the option to use near zero fees platforms ?? What preventing people to  donate their own money / profit they make from investment to charitable organisations, helping farmers directly rather than allowing the 3rd + 4th parties (e.g the company you invest and the platform you are using) to channel their money? Keep in mind 3rd + 4th parties might also take their cuts before dripping it to the people who supposed to get the money you want to donate. Also, what preventing investor to invest in renewable energy, sustainable technology, SME buying directly from farmers ?? If you believe in such things.

One of the rules in investing adopted by many (if not all) legendary fund managers: do not get involved emotionally with your investment. You buy low, you sell high

Unless you get directly involved in day to day of the company, platform you are talking about, so you see in your own eyes they are acting ethically like what you expect there is no way you could know for sure what they have claimed to be.

Albermarle

Also, what preventing investor to invest in renewable energy, sustainable technology, SME buying directly from farmers rather than the distributors income, etc?? If you believe in such things.

Only some of the names listed are involved with stock market investing .

The bottom two ( and Triodos) are doing exactly what you say . You are buying shares or lending money to specific small companies, projects etc .