📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

CCJ

I have just found on my natwest credit score and  Experion that I have a CCJ issued in 2021. I have no idea where this has come from, I paid £6 to Infotrust on line to see if where had a CCJ and that has come up negative! it says I have no CCJs.

Can anyone help?  

Comments

  • fatbelly
    fatbelly Posts: 22,853 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    edited 12 February 2022 at 11:48AM
    On your experian credit report it should quote the court, court reference, date and judgement amount.

    Don't pay any money for credit information!

    Contact the named court (email prob best) and ask for the particulars of claim to be sent to you.

    You will then know what it's about and who got the judgement against you (or who they did get it against!)

    Ask on the debt-free wannabe board if you want to challenge the debt. This is the right board if it's the information that is wrong
  • Odds on it's a parking ticket. Did you maybe move house and not update the DVLA for a while?
  • Hi OP, what happened in the end? I have been told I have 2 x CCJs. I have checked Experian, ClearScore and the Registry Trust. They all assure me their data is accurate and I do not have any CCJs. I am at a complete loss as to how this can be. Any helpful advice?
  • Like you was advised on the other thread perhaps start a thread yourself and also who’s told you 
    you have 2CCJs 
    £2820/£4000 0% 24 months pay £150 HSBC
    £2,100/£3000 0% 27 months pay £150 M&S
    £3,050/£4000 0% 27 months pay £150 HALI
    £2,200/£7250 0% 14 months pay £60  RBS
    £990/£2000 28% Zable closed  £60 
    mortgage £22,000/£89,000 2 years left 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.6K Banking & Borrowing
  • 253K Reduce Debt & Boost Income
  • 453.4K Spending & Discounts
  • 243.6K Work, Benefits & Business
  • 598.3K Mortgages, Homes & Bills
  • 176.7K Life & Family
  • 256.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.