Working....

Orville

Hi.

I have a friend in a bit of trouble with finances. 

I have mentioned a DRO might be an option for her but am not sure if you can have one if you work part time?

If on paper when working you still have less then £75 I think it is now. Can she get a DRO?

I take it that this leftover amount when working the finances out does not include the debts still?. I had a DRO many years ago myself but not sure if anything has changed.

Many thanks.

Platespinner123

Hi Orville - you certainly can have one if you work, whether part time or full time. The tests are:

• Assets under £2k
• No vehicle worth more than £2k
• Debts under £30k
• Disposable income under £75 a month after reasonably necessary household expenses but *before* debt payments

You still can't get a DRO yourself, you have to go through a DRO intermediary. So she should speak to someone like Citizens Advice, Stepchange, or National Debtline who can advise her further, and if she's eligible and chooses it, they can put the DRO through.

fatbelly

Is she a property owner?

Orville

fatbelly said:

Is she a property owner?

No she rents.

So the debt amount has changed then, or is my memory failing me? I could have sworn when I got one it was under 15k :-). Mind you it was +10 years ago now I think.

Thanks for the info guys. I have put it to her as an option which she is thinking on.

I shall post again if there any more questions :-).

Thanks again.