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Help - AJJB Law Debt Collection Chasing Me for a fully Paid bill from Together Energy

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  • sourcrates
    sourcrates Posts: 31,610 Ambassador
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    edited 3 August 2023 at 12:53PM
    Pretty much the best response would be to send the "provit letter".

    You are mixing a prove it, with a subject access request, when really, and this is the same for any and all debt collection agencies, all you have to ask for is evidence of your liability.

    The provit letter is specifically worded so as not to acknowledge anything, in case the debt they are chasing might be statute barred, or used against you at a later date.

    If you go asking for personal information, when all you want is evidence of your liability, you will be exposing yourself to possible liability for something you may not otherwise have been liable for.

    Best to keep things really simple in such matters.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter
  • I'm having a problem out of the blue claiming I owe Klarna some £510.39, in a text on my mobile number. The number is a backup phone and have never used it for any commercial transactions. I don't think they know who I am.
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