credit rating and default

68 Posts

Im needing a small bit of advice here just to clarify everything in my head. Ive been checking over my credit file every few months and i only have one default on my credit file remaining from other debts my ex wife left me with. Now with the one that is remaining it is showing 6 years in March since the first missed payment and 6 years in May since it went to default. When does it get removed from my credit file? Is it 6 years from the point of the first missed payment or the point of the first default?
Remaining Debt - starting - £1609.44/current - £1457.73
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