Put sheets in washer Make bed Check online bank and move wages Update cv and upload it on to some websites Do some crafting Hopefully the car will get seen to Today feeling very lost with out it
Make £2022 in 2022 #69 £2247.73/£2022 Make £2023 in 2023 #4 £116.00 /£2023 Declutter 2023 in 2023 35/2023
Hi all, hope you don't mind me joining. I haven't posted in ages but recently I've noticed that we have not been as strict with our budgeting and from (lots and lots) of experience, I know this is how mistakes get made and debt can rise.
Today I've tidied up my budget spreadsheet, updated some of the figures.
Checked back through my last month spending to identify where we could have held back
Booked a 'budget meeting' with my wife for tonight after dinner (it's an in joke that we have meetings rather than just talk about money)
Although thankfully we had our DFD last year, we have dipped into overdraft when nearing the end of the month. Reason I believe is over-spending on non-essentials, the increase in food shops and petrol and the extra spending that comes with a 1 year old. So that is being addressed so we keep on top.
Thanks to all who keep these forums going and who post.
Oh I feel you, just before Christmas my budgets and planning went out the window and coming back onto the forum kicked me right into gear! Haha I love the "meeting" idea.
Me again, so Sainsburys gave an update on Temp contracts, they have been extended until 5th March which was the plan anyway but now they've stated as long as you're hitting the IPH target of 174 items they'll look to keep you permeant. Which is a big positive for me as I currently sit at around 190/200 items. So fingers crossed for me!
1. Checked online banking 2. NSD 3. Meals from stores 4. Final check of meal plan and shopping list ready for delivery tomorrow 5. Woken up with a cold again so will rest and try to up my water intake 6. Home manicure
Tesco: £1097.00, Vanquis: £2188.74, Very: £500.07, Next: £1532.54 M&S: £1829.25. As of 1st February 2023
1. Checked online banking 2. NSD 3. Meals from stores 4. Final check of meal plan and shopping list ready for delivery tomorrow 5. Woken up with a cold again so will rest and try to up my water intake 6. Home manicure
Items picked per hour
Sometimes you get really good shops and someone will buy 10 tins of the same thing so I've picked 10 items within one minute. Sometimes you have to run half way across the store because the item that's on sale isn't in the usual place and placed at the front of the store due to them wanting to make people buy it
Replies
offered 25% of the balance to five lamps
To do
Write to Vanquis, Aqua and SafetyNet
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Today I have/will do
Put sheets in washer
Make bed
Check online bank and move wages
Update cv and upload it on to some websites
Do some crafting
Hopefully the car will get seen to Today feeling very lost with out it
Make £2022 in 2022 #69 £2247.73/£2022
Make £2023 in 2023 #4 £116.00 /£2023
Declutter 2023 in 2023 35/2023
Today I have/will:
- Checked banks
- Another CC statement had come in so paid the minimum amount
- Squeeze out end of abandoned toothpaste
- Make lunch to take to work
- Put sheets on 30 degree eco wash
- Update spreadsheet
- Read latest MSE email
- Go different way home and fill up with LPG (didn't do this yesterday as left work late)
- Walk pooch to the shop to buy some bread
- Snap receipts
- Dinner from stores
- Gift crocheting
Hope you all have a good day!Twigs
I'm not feeling so great today so I've taken today off work.
I will
Clean up as much as I can
Put clothes away
Do some washing done
Check for emails back from CCs
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Oh I feel you, just before Christmas my budgets and planning went out the window and coming back onto the forum kicked me right into gear! Haha I love the "meeting" idea.
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
@MrDebtWarrior. Welcome to the thread
Today I have/will
1. Checked online banking
2. NSD
3. Meals from stores
4. Final check of meal plan and shopping list ready for delivery tomorrow
5. Woken up with a cold again so will rest and try to up my water intake
6. Home manicure
Sometimes you get really good shops and someone will buy 10 tins of the same thing so I've picked 10 items within one minute. Sometimes you have to run half way across the store because the item that's on sale isn't in the usual place and placed at the front of the store due to them wanting to make people buy it
Challenges;
£2 savers club for 2023 — MoneySavingExpert Forum #16
Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
Tilly Tidy 2023 — MoneySavingExpert Forum
Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
Today I have/will:
- Check banks
- Squeeze out end of abandoned toothpaste
- Turn microwave off at the wall after use
- Do washing up - technically OH's "job" (I do the cooking) but he is a habitual tap runner!
- Load of washing on 30 degree eco wash
- Make lunch to take to work
- Update spreadsheet
- Gift crocheting on my lunch break
- Hang washing on airer
- Dinner from stores
- Getting a lift to netball - haven't played in 20 years!
I think that's everything for today. Hope you all have a good day!Twigs