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What Small Things Will You Do This Week 07/02/22

Bagpuss741
Posts: 2,291 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important 😀
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini
2
Comments
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Morning All
Today I have/will:
1. Checked online banking
2. Paid bills
3. Went to Home Bargains to stock up on cleaning products, noticed two Christmas candles reduced so bought them to put away as presents
4. Meals from stores
5. Cut down verbena that looked half dead
6. Picked and bought seeds on ebay (not really DFW but they were cheaper than in the shops plus I picked Hawaiian pineapple tomatoes which I've not seen before)
7. Duolingo Welsh
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini3 -
Morning
To do
Over time Tomorrow and Saturday at Sainsburys
Pack Vinted parcels (sold 4) done
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=13 -
HelloToday I have/will doput washer onpegged washing outchecked online bankingpack a parceltranfer child benefit moneymade lunch for work - going to mum's for teaMy OH has been to see the car doctor to see if he can have look at my car, hopefully he will find the time today and it doesn't cost to much and he sort it out fast as I'm lost with out it
Make £2022 in 2022 #69 £2247.73/£2022
Make £2023 in 2023 #4 £395.92 /£2023
Declutter 2023 in 2023 35/20233 -
Bagpuss741 said:Morning All
Today I have/will:
1. Checked online banking
2. Paid bills
3. Went to Home Bargains to stock up on cleaning products, noticed two Christmas candles reduced so bought them to put away as presents
4. Meals from stores
5. Cut down verbena that looked half dead
6. Picked and bought seeds on ebay (not really DFW but they were cheaper than in the shops plus I picked Hawaiian pineapple tomatoes which I've not seen before)
7. Duolingo WelshI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;Salad Money - £616.47/£1200 JAJA - £679.70/ £900 Zable - £338.60/£1300 = £1,634.77
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
https://forums.moneysavingexpert.com/discussion/6577209/fresh-diary-for-2025/p1?new=14 -
Hello all,
Today I have/will -
* Updated s/s on end of January current debt levels
* Checked internet banking
* Made a big flask of tea
* Filled a hot water bottle and used a sleeping bag for sitting at my desk wfh
* Boxed, labelled and put in the freezer 5 portions of batch cooked veggie bolognaise I made yesterday
* Eaten only food already in the house
Live the good life where you have been planted.
Fashion on the Ration Challenge 2022 - 15 carried over. Fashion on the Ration Challenge 2023 - 6 carried over. Fashion on the Ration Challenge 2024 - oops! My Frugal, Thrifty Moneysaving Diary4 -
Evening allNo heating on today, and nothing spent.Dog walk first thingLoad of washing, pegged outside, it dried (so OH said - but he forgot to get it in), and then got damp again when it drizzled just before I got home from work. Now on airer.Finished demolishing a wall in our garden. Son in law wanted the bricks and rubble for a couple of projects, so he brought his trailer round and collected it all. Wall gone, and garden clear nowAll food from homeStarted a shopping list - will go tomorrow.2
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Today I have/will:
1. Checked online banking
2. Finally managed to set up my Principality savings account as a payee on my bank account despite it continually saying my name is incorrectly spelt. Tested it with £1 and it has successfully reached my savings
3. Surveys
4. Meals from stores
5. Duolingo Welsh
6. NSD
7. Play around with the snowball on what's the cost to see which card I should target the most
Tesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini2 -
Morning all
Today I will/have done
Check online banking
Done lunch for work
Tea is from cupboards
Brought book to work
Start looking for a new job
Take care
Make £2022 in 2022 #69 £2247.73/£2022
Make £2023 in 2023 #4 £395.92 /£2023
Declutter 2023 in 2023 35/20233 -
Morning allToday:Dog walk, managed to persuade him to walk a bit further than usual this morning, lazy little devil
He had a serious spinal injury and a major operation last year, but we have been letting him get away with it for a bit too long. As soon as he gets indoors he starts tearing around with his toys at top speed, so it isn't as though he is uncomfortable.
Huge stew in the SCStripped off the bed, linen in washing machine now.Lunch will be celery soup I made at the weekendShopping in Lidl this afternoon. Also need to go to DIY place to get a top rail thing for the trellis panel OH has put up, a bag of mortar for me to repoint the boundary wall, and one of those tube lighting things for OH's workshop. The latter item can go through OH's business accounts.3 -
Morning all.
I had a lovely weekend away but am back at work today. So today I have/ will:- Checked banks
- Another CC statement had come in so paid the minimum amount
- Received TCB payment so made another CC payment
- Squeeze out end of abandoned toothpaste
- Make lunch to take to work - plus snacks to keep me going!
- Take bolognaise out of the freezer for dinner
- Update spreadsheet with spends over the weekend
- Gym at lunch (credits already purchased)
- Print out a couple of crochet patterns at work
- Go different way home and fill up with LPG
- Snap receipt
- Dinner from stores
- Gift crocheting
TwigsDebt as at 5 June 2023 - £15,600.89
Current debt - £5,555.00
Total paid off - £10,045.89 (64% paid off)4
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