What Small Things Will You Do This Week 07/02/22

Bagpuss741Bagpuss741 Forumite
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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation.  These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.


But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free. 

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.   
So be proud of those small steps, they really are important 😀
Tesco: £1097.00, Vanquis: £2188.74, Very: £500.07, Next: £1532.54 M&S: £1829.25. As of 1st February 2023
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  • edited 7 February 2022 at 11:02AM
    Bagpuss741Bagpuss741 Forumite
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    edited 7 February 2022 at 11:02AM
    Morning All

    Today I have/will:

    1.  Checked online banking
    2.  Paid bills
    3.  Went to Home Bargains to stock up on cleaning products, noticed two Christmas candles reduced so bought them to put away as presents
    4.  Meals from stores
    5.  Cut down verbena that looked half dead
    6.  Picked and bought seeds on ebay (not really DFW but they were cheaper than in the shops plus I picked Hawaiian pineapple tomatoes which I've not seen before)
    7.  Duolingo Welsh

    Tesco: £1097.00, Vanquis: £2188.74, Very: £500.07, Next: £1532.54 M&S: £1829.25. As of 1st February 2023
  • edited 7 February 2022 at 8:27PM
    BlueJ94BlueJ94 Forumite, Ambassador
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    edited 7 February 2022 at 8:27PM
    Morning 

    To do 

    Over time Tomorrow and Saturday at Sainsburys
    Pack Vinted parcels (sold 4) done

     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.

    Challenges;
    £2 savers club for 2023 — MoneySavingExpert Forum #16
    Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
    Tilly Tidy 2023 — MoneySavingExpert Forum
    Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
    The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68

    118 Money £295 Total debt £6193.30 at the very start of DFW Journey.
  • Deb4Deb4 Forumite
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    Hello

    Today I have/will do
    put washer on
    pegged washing out
    checked online banking
    pack a parcel
    tranfer child benefit money
    made lunch for work - going to mum's for tea

    My OH has been to see the car doctor to see if he can have look at my car, hopefully he will find the time today and it doesn't cost to much and he sort it out fast as I'm lost with out it

    Make £2022 in 2022 #69 £2247.73/£2022
    Make £2023 in 2023 #4 £116.00 /£2023
    Declutter 2023 in 2023 7/2023
  • BlueJ94BlueJ94 Forumite, Ambassador
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    Morning All

    Today I have/will:

    1.  Checked online banking
    2.  Paid bills
    3.  Went to Home Bargains to stock up on cleaning products, noticed two Christmas candles reduced so bought them to put away as presents
    4.  Meals from stores
    5.  Cut down verbena that looked half dead
    6.  Picked and bought seeds on ebay (not really DFW but they were cheaper than in the shops plus I picked Hawaiian pineapple tomatoes which I've not seen before)
    7.  Duolingo Welsh

    I like the idea of buying the reduced Christmas themed Candles, I might start doing similar 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing [email protected] All views are my own and not the official line of MoneySavingExpert.

    Challenges;
    £2 savers club for 2023 — MoneySavingExpert Forum #16
    Saving for Christmas 2023 - £1 a day — MoneySavingExpert Forum - #60 £ / £365
    Tilly Tidy 2023 — MoneySavingExpert Forum
    Make an EXTRA £10 a Day in January 2023 — MoneySavingExpert Forum - #17 £0/155
    The 365 Day 1p Challenge 2023 — MoneySavingExpert Forum #68

    118 Money £295 Total debt £6193.30 at the very start of DFW Journey.
  • ElishebaElisheba Forumite
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    Hello all,

    Today I have/will  -

    * Updated s/s on end of January current debt levels
    * Checked internet banking
    * Made a big flask of tea
    * Filled a hot water bottle and used a sleeping bag for sitting at my desk wfh
    * Boxed, labelled and put in the freezer 5 portions of batch cooked veggie bolognaise I made yesterday
    * Eaten only food already in the house

    Live the good life where you have been planted. Debt: December 22: £8247.33 left from £21,510.17 debt in January 2020 Fashion on the Ration Challenge 2022 - 51 coupons used out of 66 available My Frugal, Thrifty Moneysaving Diary
  • DawnWDawnW Forumite
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    Evening all :)
    Thanks for starting the thread @Bagpuss741 :)
    No heating on today, and nothing spent.
    Dog walk first thing
    Load of washing, pegged outside, it dried (so OH said - but he forgot to get it in), and then got damp again when it drizzled just before I got home from work. Now on airer.
    Finished demolishing a wall in our garden. Son in law wanted the bricks and rubble for a couple of projects, so he brought his trailer round and collected it all. Wall gone, and garden clear now :) 
    All food from home
    Started a shopping list - will go tomorrow.

  • Bagpuss741Bagpuss741 Forumite
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    Today I have/will:

    1.  Checked online banking
    2.  Finally managed to set up my Principality savings account as a payee on my bank account despite it continually saying my name is incorrectly spelt.  Tested it with £1 and it has successfully reached my savings  :)
    3.  Surveys
    4.  Meals from stores
    5.  Duolingo Welsh
    6.  NSD
    7.  Play around with the snowball on what's the cost to see which card I should target the most

    Tesco: £1097.00, Vanquis: £2188.74, Very: £500.07, Next: £1532.54 M&S: £1829.25. As of 1st February 2023
  • Deb4Deb4 Forumite
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    Morning all

    Today I will/have done 

     Check online banking 
    Done lunch for work 
    Tea is from cupboards 
    Brought book to work 
    Start looking for a new job 

    Take care 

    Make £2022 in 2022 #69 £2247.73/£2022
    Make £2023 in 2023 #4 £116.00 /£2023
    Declutter 2023 in 2023 7/2023
  • DawnWDawnW Forumite
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    Morning all :)
    Today:
    Dog walk, managed to persuade him to walk a bit further than usual this morning, lazy little devil  :D   He had a serious spinal injury and a major operation last year, but we have been letting him get away with it for a bit too long. As soon as he gets indoors he starts tearing around with his toys at top speed, so it isn't as though he is uncomfortable.
    Huge stew in the SC
    Stripped off the bed, linen in washing machine now.
    Lunch will be celery soup I made at the weekend
    Shopping in Lidl this afternoon. Also need to go to DIY place to get a top rail thing for the trellis panel OH has put up, a bag of mortar for me to repoint the boundary wall, and one of those tube lighting things for OH's workshop. The latter item can go through OH's business accounts.


  • edited 8 February 2022 at 4:34PM
    twiggy86twiggy86 Forumite
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    edited 8 February 2022 at 4:34PM
    Morning all. 

    I had a lovely weekend away but am back at work today. So today I have/ will:
    • Checked banks 
    • Another CC statement had come in so paid the minimum amount 
    • Received TCB payment so made another CC payment 
    • Squeeze out end of abandoned toothpaste 
    • Make lunch to take to work - plus snacks to keep me going!
    • Take bolognaise out of the freezer for dinner  
    • Update spreadsheet with spends over the weekend
    • Gym at lunch (credits already purchased)
    • Print out a couple of crochet patterns at work
    • Go different way home and fill up with LPG 
    • Snap receipt 
    • Dinner from stores 
    • Gift crocheting
    That's everything I can think of for now. Hope you all have a good day! 

    Twigs
    Starting again..
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