Surety Bond for Deputyship?

AnnabelZ99

Advice needed please on the surety bond for deputyship. After waiting for months I was informed recently that my Deputyship application for my father has gone through. Unfortunately, I have hit a snag with the surety bond. I have just been told by the bond company that I have not been accepted for a bond because they could not find me on a search of the public records as I have opted out of the electoral roll. 

In my ignorance, I had no idea that a search would be done, I was under the impression that I would just pay the bond directly to the court, I didn't realise it would be dealt with by a separate insurance company. The company asked for ID which I forwarded to them & they said they will now forward this to the court. So what happens now - will my deputyship be dismissed? Any advice on what I should do now would be appreciated. I really need to get the deputyship in place so I can sort out my father's finances as there are care home fees to pay.

SeniorSam

You probably have to wait until the Bond company have gathered sufficient information to satisfy the Bond, All you could do is call them after a couple of weeks to try and progress the matter. Don't worry about the care costs as some delays like this are inevitable.

AnnabelZ99

SeniorSam said:

You probably have to wait until the Bond company have gathered sufficient information to satisfy the Bond, All you could do is call them after a couple of weeks to try and progress the matter. Don't worry about the care costs as some delays like this are inevitable.

Thanks but according to their letter, it is sent back to the court with the ID to make a decision & I have to contact the court, not them. So I guess the court will decide if the ID is ok. It is so annoying after being told that the deputyship had been granted. In a previous letter from the court about applying for a bond I was told that generally if a bond is not in place by such & such a date (they were talking generally & not specifically about my case) then they have the right to dismiss the case. I wish that I had been told before that the bond company did a financial search as many people opt out of the electoral roll.
I would be interested if anyone else has been through a similar situation?

noh

Opting out of the open register does not mean that your details are removed from the full register.
It is the full register that is used by credit reference agencies to verify identity.
Have you checked the credit reference agencies to see if they have a record of you?
https://www.gov.uk/electoral-register/opt-out-of-the-open-register

AnnabelZ99

Noh said:

Opting out of the open register does not mean that your details are removed from the full register.
It is the full register that is used by credit reference agencies to verify identity.

Ok, according to the company in question they just do a superficial check at first, so I'm guessing they only have access to the open register perhaps? Anyway, their process is to ask for ID docs straight away & send it to the court.