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Duplicate payment in “pending payments”
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Might be worth considering getting a credit card to help avoid cash flow issues like this in future. Useful for lots of situations such as pay at pump, hotel deposits, etc - anything where a pre-authorisation is taken and having restricted access to your own money for a while might be an issue. For a CC it only reduces your available limit, rather than preventing you using actual money in your current account.3
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The duplicate pending transaction came off my account some time in the afternoon on the 8th. Nationwide complaints got back to me and offered £50 compensation, which I accepted on the basis that it is a lot better than nothing. They said it was their fault that the pending transaction “with a zero code” was not removed after 24hrs. My faith in Nationwide is now somewhat restored, I originally moved to them as they offered such a good account for people in financial difficulties (with online banking, debit card, no charges whatsoever, just no overdraft facility) and I was also pleased to be banking with a mutual.1
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