Unclaimed Life Cover from CIS?

Hi,
I'm sorry if I'm not using the correct terms before I start - I'm not that clued up on wills, estates and insurances etc. 
My father in law passed away 9 years ago and his will was finalised and executed by my sister in law, no issues or concerns anywhere, everyone knew what they were getting and were/are happy. 
Today my husband got a letter addressed to him from Royal London asking if he was the right person that was related to his father as they have "found" a CIS life insurance policy in dad's name. The office was closed by the time we got chance to read it but it's just got me chewed. I don't know if it's a scam or anything. Just strange it's come in husband's name and not to the brother who's wife was Executor (she has also since passed away). Is this a common thing? Do life insurances just get found like this years and years later? 
TIA

Comments

  • TELLIT01
    TELLIT01 Posts: 17,753 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper PPI Party Pooper
    Your father-in-law probably named your husband as next of kin on the policy.  The insurer won't necessarily know who the executor is.  I don't think there is anything suspicious although obviously be careful when you call them if you suspect they are fishing for info. 
  • dunstonh
    dunstonh Posts: 119,151 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
     I don't know if it's a scam or anything.
    Unlikely.  Royal London bought the old CIS life and pensions book.   And it's normal for insurers to use tracing companies for old policies.



    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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