The Top Fixed Interest Savings Discussion Area

happybagger

Smart Save. The only* bank that doesn't allow you to open an account if you're an existing customer

*unless anyone knows of another?

pecunianonolet

MBNA 1y fix @ 5.27% Min Opening Amount£1,000

Source: Moneyfacts

CuparLad

pecunianonolet said:

MBNA 1y fix @ 5.27% Min Opening Amount£1,000

Source: Moneyfacts

SmartSave have sharpened their pencil in response and are offering 5.28% for a 1 Yr Fix, but a minimum opening amount of £10,000 compared to MBNA's £1,000.

Steve_xx

CuparLad said:

pecunianonolet said:

MBNA 1y fix @ 5.27% Min Opening Amount£1,000

Source: Moneyfacts

SmartSave have sharpened their pencil in response and are offering 5.28% for a 1 Yr Fix, but a minimum opening amount of £10,000 compared to MBNA's £1,000.

I opened the MBNA 5.27% 1 year fix. I'm a tad concerned that there is no portal to log into. They simply send one a text message to inform that funds have been received.  It's not ideal.

janusd

Steve_xx said:

CuparLad said:

pecunianonolet said:

MBNA 1y fix @ 5.27% Min Opening Amount£1,000

Source: Moneyfacts

SmartSave have sharpened their pencil in response and are offering 5.28% for a 1 Yr Fix, but a minimum opening amount of £10,000 compared to MBNA's £1,000.

I opened the MBNA 5.27% 1 year fix. I'm a tad concerned that there is no portal to log into. They simply send one a text message to inform that funds have been received.  It's not ideal.

there is another thread about the MBNA account with similar concerns...

https://forums.moneysavingexpert.com/discussion/comment/80650443

jaypers

Charter Savings have just notched their 1 Year Fixed up to 5.21% AER (5.09% Gross). 

ToastLady

If anyone is interested, just noticed that Oxbury have reintroduced 1 year bond for existing customers, seems to be the highest rate around at the moment.

Existing Customer 1 Yr Bond: 5.28% Fixed- Issue 14Fixed

Min: £1,000.00

Max: £500,000.00

jaypers

Just opened another Charter 1Yr Fixed. I know it’s not quite the top paying account but it’s not far off and I am already a customer. Pretty sure all Easy Access accounts will fall below 5% in coming weeks and I have a couple of Charter fixed accounts maturing in June and July so planning ahead a bit more than I would have done. 

RosieRooBear

In case anyone is interested Oxbury have introduced 2, 3 and 4 year bonds for existing customers alongside their 1 yr bond as mentioned above.

Existing Customer 1 Yr Bond: 5.28% Fixed- Issue 14Fixed

Min: £1,000.00Max: £500,000.00

Personal 2 Yr Bond Account: 5.11% Fixed - Issue 23Fixed

Min: £1,000.00Max: £500,000.00

Personal 3Yr Bond Account: 4.66% Fixed -Issue 10Fixed

Min: £1,000.00Max: £500,000.00

Personal 4Yr Bond Account: 4.31% Fixed -Issue 6Fixed

Min: £1,000.00Max: £500,000.00

Old_Slaphead

Close Bros 1 yr FRB 5.26%  online - so none of faff with MBNA