The Top Fixed Interest Savings Discussion Area

VNX

refluxer said:

VNX said:

GB Bank now offering 4.4% for one year fix 

https://portal.gbbank.co.uk/Registration/

Withdrawn already !

Well that was quick! 

whatleytom87

Cynergy offering 4.42% 1yr now. 

Zaul22

When did Atom increase their 6 month to be the same rate as 9 months? I only just noticed.

intalex

Atom 1-year fix up to 4.40% AER

Longer terms are still maintained at 4.45% AER

ranciduk

Shawbrook 1 year now 4.44%

refluxer

OakNorth have increased some of their fixed rates, with 4.47% and 4.51% taking them to the top of the 1 and 2-year fix tables respectively.

There appears to be a bit of a battle between OakNorth, Cynergy and Smartsave going on at the moment so I suspect one of the other two will beat OakNorth's rates in the next day or so.

Sea_Shell

ranciduk said:

Shawbrook 1 year now 4.44%

How Long do they give you to fund after applying?

ranciduk

There’s no set time limit - you can fund it until the rate is withdrawn 

VNX

Vanquis up to 4.5% with monthly interest option too 

refluxer

Sea_Shell said:

ranciduk said:

Shawbrook 1 year now 4.44%

How Long do they give you to fund after applying?

As mentioned above, you can added funds to Shawbrook fixed rate accounts until that particular product is withdrawn (and up to 7 days afterwards) which is actually fairly unusual as the majority of fixed-rate providers have a set funding window, with the average window being a couple of weeks in my experience.

This does mean that, if you're intending to deposit over a period of time longer than a week or two (or add more at a later date), then you'll need to monitor their website regularly for either a rate change or the product disappearing altogether, as they won't notify you when this happens.

These are the key statements from the fixed rate T&Cs...

• Please note that the Bank reserves the right to withdraw this product at any time. If the product is withdrawn from sale you will be able to put more money into your account for a further seven working days.
• Please note that if we withdraw this product you will not be notified in writing.