The Top Fixed Interest Savings Discussion Area

Pompeydave1967

Atom rates up a bit from today 1yr 4.3% , 2 + 3 years 4.45% 

mebu60

Coventry 14 month (mat 30:04:24) Loyalty Bond 4.20%.
To qualify must have held mortgage or savings continuously since 01:01:22.

Middle_of_the_Road

Not seen it mentioned yet, Coventry have launched a new fixed rate 2 year bond (30/04/25)  4.35%

Fixed Bond (302) 30.04.2025 (coventrybuildingsociety.co.uk)

whatleytom87

refluxer said:

Some banks seem to have bucked the general slow, downward trend and put their fixed rates up a bit during the last week - Tandem went from 4.00% to 4.25% and Atom from 4.15% to 4.20% for 1 year, for example.

Market outlook for the Bank of England terminal rate has changed quite a bit over the last few weeks, with expectation broadly for two further increases to c.4.50% as opposed to a flatter path with potential cuts toward the end of the year. That's taken swap rate up by around +30bps; so the market movement you're seeing is as a direct result. Potential to see a bit more, assuming swap rates remain at that level. 

Patr100

As Andrew Bailey continues to  speak with forked tongue, and actually say very little of substance , you can have completely opposite headlines on the same day: 

Guardian:

 Bank of England boss signals interest rates may have peaked

BBC website:

Bank of England boss says UK interest rates may rise further

ranciduk

Halifax now offering 4% on its 1 and 2 year fixed savers - for new customers too

alternate

Patr100 said:

As Andrew Bailey continues to  speak with forked tongue, and actually say very little of substance , you can have completely opposite headlines on the same day: 

Guardian:

 Bank of England boss signals interest rates may have peaked

BBC website:

Bank of England boss says UK interest rates may rise further

He is useless but both those statements could be true.  Rates may have peaked (if inflation has also peaked) but further rises might be needed if if doesn't fall fast enough.

Pompeydave1967

Going up slightly now , tandem 3 yr % 4.5% , hopefully others will follow.

poppystar

mebu60 said:

Coventry 14 month (mat 30:04:24) Loyalty Bond 4.20%.
To qualify must have held mortgage or savings continuously since 01:01:22.

No longer listed as available. 

jak22

Also at Tandem 5yr 4.6%