Housing Benefit capital disregards at pension age 66

NorthTower

NorthTower said:

pmlindyloo said:

Do you receive the Severe Disability Premium with your current ESA?

No, I don't think so; My support group status changes to work search in the same week that I reach retirement age in a few weeks time.

NorthTower said:

pmlindyloo said:

Do you receive the Severe Disability Premium with your current ESA?

Yes, I do. I have now discovered this is paid right up to the birthday that takes me to pension age - does this affect my claim in any way/

Actually, I am not sure; the letter says "Extra money because of the Disability Income Guarantee - £17.20" and then "Extra money because you are in the support group - £39.40"

calcotti

NorthTower said:

pmlindyloo said:

Do you receive the Severe Disability Premium with your current ESA?

Yes, I do. I have now discovered this is paid right up to the birthday that takes me to pension age - does this affect my claim in any way/

Actually, I am not sure; the letter says "Extra money because of the Disability Income Guarantee - £17.20" and then "Extra money because you are in the support group - £39.40"

That is not the Severe Disability Premium. You would be entitled to the SDP if you receive a Daily Living PIP or mid/high rate care DLA, live alone and no one claims Carer’s Allowance or Carer’s element of UC for looking after you.

Given that your opening post says you have had a long illness have you ever looked at possible entitlement to PIP?
https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/before-claiming/check-you-are-eligible/

Oblong1

If you get PIP (not mobility) then you will be able to claim Pension Credit as well 

calcotti

Oblong1 said:

If you get PIP (not mobility) then you will be able to claim Pension Credit as well 

That is potentially misleading. Daily Living PIP does not give automatic entitlement to Pension Credit as implied. It can give rise, as already described in this thread, to additional Pension Credit entitlement due to the Severe Disability Addition. Whether any Pension Credit is actually payable still depends on the overall financial circumstances.

Alice_Holt

Oblong1 said:

If you get PIP (not mobility) then you will be able to claim Pension Credit as well 

   For others reading this thread it may be helpful to note that these two benefits are not linked in the way that your comment suggests.

    An award of PIP does not automatically mean someone can claim PC.

   PC is a means tested benefit.  PIP is not means tested but paid as a consequence of the claimants (health) circumstances. 
   
  PC tops up your income to a minimum level.
  A disability benefit (such as PIP) will increase that minimum income level from £177 pw (single person not in receipt of a disability benefit), to potentially £244 (single person in receipt of a disability benefit) by the addition of a PC disability premium.