Balance transfers

Thedave83

So, I have an Aqua credit card with a 8k limit, and currently using over 50% of that which goes against my credit score. 
I have just signed up to a Virgin money card and transferred a 4k balance to it with a 4.6k limit. So, right off the bat I'm near my credit limit on that card.
The Aqua card also has an offer for 0% on balance transfers.
Can I move X amount of the balance back to the Aqua to reduce the balances to below 50% on both cards?

mcpitman

Firstly your credit score (the number) means jack diddly squat to anyone but the Credit reference agency, no lenders see or use this made up number.

RE your query - I'm not sure of it matters too much, either way you have 4k debt and 12k credit available, so you have moved from 50% utilisation to 33%.