Public Liability Insurance for individual with IVA

How do I get PL insurance with an IVA on record? The IVA was taken out four years ago, with one year left to pay. But I keep being refused quotes because of the IVA. 

I have a small hobby baking business but wish to sell at markets. Markets require proof of liability insurance certificate in order to acquire a stall. 

Comments

  • Savvy_Sue
    Savvy_Sue Posts: 47,110 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you tried using a broker?
    Signature removed for peace of mind
  • MattMattMattUK
    MattMattMattUK Posts: 10,637 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    13572468 said:
    How do I get PL insurance with an IVA on record? The IVA was taken out four years ago, with one year left to pay. But I keep being refused quotes because of the IVA. 

    I have a small hobby baking business but wish to sell at markets. Markets require proof of liability insurance certificate in order to acquire a stall. 
    Are you being refused Public Liability Insurance outright, or are you being refused a policy on credit (eg. paid monthly)?
  • joanneharris
    joanneharris Posts: 62 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 7 July 2022 at 4:12PM
    I have had problems in the past getting quotes from mainstream insurers. They don't seem to like anything except the "perfect" customer. Rung my home insurer ashburnham insurance and no problem at all. In fact they gave me a few options and were generally on par price-wise.
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