Experian and Equifax

edited 2 February 2022 at 9:35AM in Credit file & ratings
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Snookie12catSnookie12cat Forumite
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edited 2 February 2022 at 9:35AM in Credit file & ratings
How can the scores be so vasty different on the two? 

I have 987 on Expedia and 617 on Equifax. So excellent to good. 

My husband has 976 and 517 🤔 so excellent but only fair on Equifax..

Can anyone shed light on this. It seems very strange they can be so vasty different.

Replies

  • edited 2 February 2022 at 9:21AM
    [Deleted User][Deleted User]
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    Part of the Furniture 10,000 Posts Photogenic Name Dropper
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    edited 2 February 2022 at 9:21AM
    Expedia sell holidays. You're probably thinking of Experian.

    The scores are different because they're both made up by the CRAs and not a reflection of your credit worthiness. To be honest, a credit score from Expedia would probably be of more use.

    Ignore them both, but ensure the data is correct on each file.
  • 400ixl400ixl Forumite
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    One thinks your in its target demographic to upsell products too. Irrelevant numbers really provided the facts held by them on you are correct.
  • Snookie12catSnookie12cat Forumite
    785 Posts
    500 Posts First Anniversary Name Dropper
    Forumite
    Expedia sell holidays. You're probably thinking of Experian.

    The scores are different because they're both made up by the CRAs and not a reflection of your credit worthiness. To be honest, a credit score from Expedia would probably be of more use.

    Ignore them both, but ensure the data is correct on each file.
    Lmao! Thanks for the correction. A little too early this morning X 
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