Experian and Equifax

Snookie12cat
Snookie12cat Posts: 785 Forumite
First Anniversary First Post Name Dropper
edited 2 February 2022 at 9:35AM in Credit file & ratings
How can the scores be so vasty different on the two? 

I have 987 on Expedia and 617 on Equifax. So excellent to good. 

My husband has 976 and 517 🤔 so excellent but only fair on Equifax..

Can anyone shed light on this. It seems very strange they can be so vasty different.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    First Anniversary Photogenic Name Dropper First Post
    edited 2 February 2022 at 9:21AM
    Expedia sell holidays. You're probably thinking of Experian.

    The scores are different because they're both made up by the CRAs and not a reflection of your credit worthiness. To be honest, a credit score from Expedia would probably be of more use.

    Ignore them both, but ensure the data is correct on each file.
  • 400ixl
    400ixl Posts: 2,795 Forumite
    First Anniversary First Post Name Dropper
    One thinks your in its target demographic to upsell products too. Irrelevant numbers really provided the facts held by them on you are correct.
  • Expedia sell holidays. You're probably thinking of Experian.

    The scores are different because they're both made up by the CRAs and not a reflection of your credit worthiness. To be honest, a credit score from Expedia would probably be of more use.

    Ignore them both, but ensure the data is correct on each file.
    Lmao! Thanks for the correction. A little too early this morning X 
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