Barclays premier banking card type comparison

mrg9999

I currently have a premier debit card since 2000 and a premier platinum Barclaycard (I did for a time have another Barclays Visa card at the same time but asked them to cancel it as the app couldn't handle me having two credit cards). I've been offered a Premiere Charge card but can't find any table that explains the types of cards and their benefits and negatives.

Are there better Barclays accounts out there?

fuzzything

You might want to consider the Barclays Avios Rewards https://www.barclays.co.uk/premier-banking/barclays-avios-rewards/

In my opinion the best Barclaycard is the Rewards card. It gives 0.25% cash-back and no fee for spending in other currencies or for ATM withdrawals abroad. I have it but use it only for non-Sterling purchases. 

born_again

Charge card = pay back in full each month & NO S75 cover as they are not a credit facility.

TBH. A charge card is pretty pointless. Might as well just use your bank account these days.

mrg9999

fuzzything said:

You might want to consider the Barclays Avios Rewards https://www.barclays.co.uk/premier-banking/barclays-avios-rewards/

In my opinion the best Barclaycard is the Rewards card. It gives 0.25% cash-back and no fee for spending in other currencies or for ATM withdrawals abroad. I have it but use it only for non-Sterling purchases. 

Yes, Barclays have changed my old card that send me useless money off vouchers for shops that have ceased trading like Maplin for a cashback faciliy.

Se1Lad

mrg9999 said:

Are there better Barclays accounts out there?

Barclays no longer offer new Premier branded credit cards to new or existing customers- the options are Platinum (with introductory purchase or balance transfers), Rewards (0.25% cash back and no fees abroad) and Forward (credit builder card.). 

The Premier Charge Card is no longer advertised, but maybe you are still allowed one as you have the Premier Credit Card.  If so - there are details on the Charge Card here: 

https://www.barclaycard.co.uk/content/dam/barclaycard/documents/personal/help/PremierCharge0092.pdf

The same situation for credit cards also applies for Wealth Management customers, though Barclays does offer Amex Charge Cards - however it is no different to applying directly on the Amex site!

https://www.barclays.co.uk/wealth-management/banking/american-express/

Marchitiello

Barclaycard /Barclays wealth also offer by invite only a Barclays Infinite Charge Card, I wonder if that is what you have been offered (it does carry a fee but has some perks). If I were you however I would talk to them and ask for the information documents so you can have a better understanding about the product they want to offer you. 

I am also a Premier Customer, have signed up to Avios rewards with them (I am an avid Avios collector, and manage at least one intercontinental business class return trip a year, some times two). I do however have and try to keep two discontinued Credit Cards from Barclaycard, the CashBack (old duo Amex/Visa product, which was also offered as a conversion product for old Goldfish/egg customers), and the Hilton Card (for status), but it is true that nowadays you won’t be able to have two Barclaycard products, this keeps changing though.

Se1Lad

Marchitiello said:

Barclaycard /Barclays wealth also offer by invite only a Barclays Infinite Charge Card, I wonder if that is what you have been offered (it does carry a fee but has some perks). If I were you however I would talk to them and ask for the information documents so you can have a better understanding about the product they want to offer you. 

I enquired about the Infinite card and was informed that it’s no longer offered for new customers.  As per the wealth management website there is now a tie in with Amex instead - it even appears as a link within online banking.

There is still info on the infinite card on the Barclays website however:

https://www.barclaycard.co.uk/content/dam/barclaycard/documents/personal/help/Barclays_Infinite_6650020.pdf

Marchitiello

Se1Lad said:

Marchitiello said:

Barclaycard /Barclays wealth also offer by invite only a Barclays Infinite Charge Card, I wonder if that is what you have been offered (it does carry a fee but has some perks). If I were you however I would talk to them and ask for the information documents so you can have a better understanding about the product they want to offer you. 

I enquired about the Infinite card and was informed that it’s no longer offered for new customers.  As per the wealth management website there is now a tie in with Amex instead - it even appears as a link within online banking.

There is still info on the infinite card on the Barclays website however:

https://www.barclaycard.co.uk/content/dam/barclaycard/documents/personal/help/Barclays_Infinite_6650020.pdf

The Amex introduction from Private banks (for HNWI) is not new and Barclays has had that link for many years (as do many other banks). For the right spender, such introduction will also mean a fastest route to the Centurion product. If you enquired about the Infinite card with your Premier Relationship Manager, he probably did not have access to the right info. The i24 replacement version is indeed not offered to new customers, it is a Credit Card not Charge Card product. The Charge Card for Barclays Wealth/Private is still there. If you take up the Amex Platinum through them, they get a referral payment and a percentage on your annual spend so may end up making roughly the same money they would make by you taking up the Visa Infinite (at net of admin cost).

Se1Lad

Marchitiello said:

The Amex introduction from Private banks (for HNWI) is not new and Barclays has had that link for many years (as do many other banks). For the right spender, such introduction will also mean a fastest route to the Centurion product. If you enquired about the Infinite card with your Premier Relationship Manager, he probably did not have access to the right info. The i24 replacement version is indeed not offered to new customers, it is a Credit Card not Charge Card product. The Charge Card for Barclays Wealth/Private is still there. If you take up the Amex Platinum through them, they get a referral payment and a percentage on your annual spend so may end up making roughly the same money they would make by you taking up the Visa Infinite (at net of admin cost).

Useful to know, I will ask my banker about the charge card tomorrow (I’m a wealth client rather than a premier client.)

JC4040

Se1Lad said:

Marchitiello said:

The Amex introduction from Private banks (for HNWI) is not new and Barclays has had that link for many years (as do many other banks). For the right spender, such introduction will also mean a fastest route to the Centurion product. If you enquired about the Infinite card with your Premier Relationship Manager, he probably did not have access to the right info. The i24 replacement version is indeed not offered to new customers, it is a Credit Card not Charge Card product. The Charge Card for Barclays Wealth/Private is still there. If you take up the Amex Platinum through them, they get a referral payment and a percentage on your annual spend so may end up making roughly the same money they would make by you taking up the Visa Infinite (at net of admin cost).

Useful to know, I will ask my banker about the charge card tomorrow (I’m a wealth client rather than a premier client.)

Did your banker have any information about the charge card?

Hope you don't mind me asking. I've been trying to find information about Barclays Wealth (thinking of joining) and came across this page. Their website doesn't have a lot of information on it.

Se1Lad

JC4040 said:

Se1Lad said:

Marchitiello said:

The Amex introduction from Private banks (for HNWI) is not new and Barclays has had that link for many years (as do many other banks). For the right spender, such introduction will also mean a fastest route to the Centurion product. If you enquired about the Infinite card with your Premier Relationship Manager, he probably did not have access to the right info. The i24 replacement version is indeed not offered to new customers, it is a Credit Card not Charge Card product. The Charge Card for Barclays Wealth/Private is still there. If you take up the Amex Platinum through them, they get a referral payment and a percentage on your annual spend so may end up making roughly the same money they would make by you taking up the Visa Infinite (at net of admin cost).

Useful to know, I will ask my banker about the charge card tomorrow (I’m a wealth client rather than a premier client.)

Did your banker have any information about the charge card?

Hope you don't mind me asking. I've been trying to find information about Barclays Wealth (thinking of joining) and came across this page. Their website doesn't have a lot of information on it.

What information where you looking for?   If you are interested in joining then there’s a number to call on the website for an initial chat - they were pretty informative - though if you have any questions I can answer happy to help.

Re: charge card there is one still available, but as I already had Amex platinum I didn’t follow up on it, as it didn’t offer the same benefits as the Amex.