Me Having a 0% Card but taking the balance from my wife’s Credit Card

muzzer_mc

Hey

so yeah my wife and I have gotten ourselves into a fair bit of debt. A mix of a personal loan and Credit Card debt.
Taking the bull by the horns and trying to deal with it.

we are trying to move the credit card debt on to 0% cards. 

My wife has 3 of them already and maxed out what she can on each. She tried for a 4th but can only get something for 9 months and a low credit limit. We still have a fair bit left on her interest gaining card.

My interest earning card is empty and the debt spread over two other 0% cards. 

I did a comparison check and it looks like I can get a third 0% card for a much longer term than my wife can get. 

What I was wondering is can I get that longer term card but transfer the amount from my wife’s card to my new 0% card?

This would allow us to get all/almost all our credit card debt onto 0% cards so can pay it off faster.

cheers for reading.

[Deleted User]

So yeah, normally you can.

[Deleted User]

Some get a bit funny if you mention it but generally they won't care too much / not find out if you do it. Just remember you're taking on her debt if you BT onto your card