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It's getting tough out there. Feeling the pinch?
Comments
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I Get the co op honest value oats 1.50 for 1kg, I was thinking the other day that I am sure our water is getting harder as so much lime scale everywhere but thought it was Just me. I am too scared to use white vinegar in DW but I am happy to chuck a load of baking powder in there.21k savings no debt6
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I don't like any of the instant oats they're just like powder. Its like eating ready breck or baby food. I only like the jumbo oats @otb666, the honest value ones are not the jumbo oats and I can get the branded Scotts jumbo ones 2 for £3 in waitrose at the moment, so same price and they're my favorite.Slinky said:I've been buying those Scotts Instant Oats things, box of 10 for £1 in Poundland. I saw that Tesco had them on special offer a couple of weeks back, 22 for £4. Not at all special.6 -
Aldi's porridge oats are our favourite, 1kg for 70p. Been buying these for ages now after two bad bags of oats from Lidl... the first bag had loads of husks and in the second, and last ever, bag I found something that looked exactly like a mouse dropping. 😱7
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Yes - and like many such things, it’s a prime candidate for a thinly disguised rip-off version from the discounters! We also sometimes buy rip-off wotsits, and the rip-off choccy hobnobs are far nicer than the real thing! It was the very issue around various things being copied a bit too close to the original that lead to the well publicised spat between M&S and the discounters a couple of years ago. Aldi’s version of thr oats is called Kavanaghs I believe - so “Irish sounding” without earning them a kicking from the brand itself. 😆Katiehound said:
Am I mis-reading this? Flahavans is a well known brand of oats produced in Ireland and widely available from different supermarkets including Sainsburys, Asda, Tesco, not an Aldi copy. £2.40 a kg at S.EssexHebridean said:The organic rip-off of flahavans branded oats from Al's are pretty good - last time I bought them I think they were £1.50 or thereabouts - that was a while ago though.
Anybody intending to use the NW debit card deal - read the long thread on the banking board. The deal is only for 3 months (or until a specific figure is reached) and one of the exclusions is online supermarket orders
Pretty sure the Nationwide link itself gave the limit on the time and mentioned the exclusion of delivery orders - I noted the first but always do my shopping myself so the second part wasn’t relevant to me.
We’d usually use the credit card for shopping then just square it away from the groceries account at the end of the month - 5% cashback is well worth switching around the way we do things, though.Floss said:
Yes, but I use Monzo for day to day spending & Nationwide receives my salary & pays my DDs.EssexHebridean said:Any other Nationwide customers out there spotted the cashback deal for buying groceries using their debit card?
https://www.nationwide.co.uk/current-accounts/cashback/
All I need to do now is remember that for the forseeable I need to remember to carry my physical bank card with me - I rarely do! (And actually I might be best just adding it to my phone for the moment, now I think about it!)🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
That's what I do- put it all on the CC and get a very few clubcard points from Mr T- but it will be NW debit card for a month or 2 at least... much better bargain!EssexHebridean said:
We’d usually use the credit card for shopping then just square it away from the groceries account at the end of the month - 5% cashback is well worth switching around the way we do things, though.
Saw the Kavanagh Aldi oats this morning- £1.99 per kg. so a better deal than Flahavans.
I just buy their rolled oats at 70 penceBeing polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets7 -
I buy the standard cheapest available for general use in cooking etc - I do like the jumbo ones for porridge though! pretty sure I have a box of Jordans on the go currently which were on some form of decent special offer last time I needed them! That's quite the price increase for the rip-off ones though - it wasn't that long ago I last bought!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her6 -
Got the 10% discount for over 60s today on eggs and milk.
Got 2 tubs of Bisto Southern Style gravy granules for 25p each today - September 2022 - doesn't bother me - will give flavour to a casserole. They are £3 each in Icelan.Decluttering Achieved - 2023 - 10,364 Decluttering - 2024 - 8,365 August - 0/45
GC NSD 2023 - 242/365
2023 Craft Makes - 245 Craft Spends 2023 - £676.03/£400
Books read - 2023 - 37
GC - 2024 4 Week Period £57.82/£100 NSD - 138
2024 Craft Makes - 240 Craft Spends 2024 £426.80/£5007 -
Grocery delivery arrived, one sub (acceptable and will be refunded the extra 50p) and one short dated (destined for freezer anyway so that was OK). There's some meat products needing portioning up before freezing but that can wait until tomorrow. I've about 1/3 of this month's grocery budget left and, given that I'll only need milk, F&V and salad until the end of the month, I'm aiming to add whatever's left to my squirrel fund.
I used to use Mornflake Superfast oats (£1.18 for 1 kg) but changed to Daily's oats (70p for 1kg). These are rolled wholegrain and, although not jumbo, I find them perfectly acceptable for porridge and baking. DH doesn't like porridge so I've only myself to please.
Cottage pie for tea tonight with swede and pickled red cabbage. A batch of fruit scones will fill up the space and I'll use the cooling oven to dry out some bread crusts that I'll crush tomorrow so I can refill my jar of coating bread crumbs.Be kind to others and to yourself too.9 -
Always good to read the official T&C - The Nationwide exclusion is not for orders delivered by the retailer itself but purchases at "delivery companies, like Deliveroo"EssexHebridean said:
Yes - and like many such things, it’s a prime candidate for a thinly disguised rip-off version from the discounters! We also sometimes buy rip-off wotsits, and the rip-off choccy hobnobs are far nicer than the real thing! It was the very issue around various things being copied a bit too close to the original that lead to the well publicised spat between M&S and the discounters a couple of years ago. Aldi’s version of thr oats is called Kavanaghs I believe - so “Irish sounding” without earning them a kicking from the brand itself. 😆Katiehound said:
Am I mis-reading this? Flahavans is a well known brand of oats produced in Ireland and widely available from different supermarkets including Sainsburys, Asda, Tesco, not an Aldi copy. £2.40 a kg at S.EssexHebridean said:The organic rip-off of flahavans branded oats from Al's are pretty good - last time I bought them I think they were £1.50 or thereabouts - that was a while ago though.
Anybody intending to use the NW debit card deal - read the long thread on the banking board. The deal is only for 3 months (or until a specific figure is reached) and one of the exclusions is online supermarket orders
Pretty sure the Nationwide link itself gave the limit on the time and mentioned the exclusion of delivery orders - I noted the first but always do my shopping myself so the second part wasn’t relevant to me.
We’d usually use the credit card for shopping then just square it away from the groceries account at the end of the month - 5% cashback is well worth switching around the way we do things, though.Floss said:
Yes, but I use Monzo for day to day spending & Nationwide receives my salary & pays my DDs.EssexHebridean said:Any other Nationwide customers out there spotted the cashback deal for buying groceries using their debit card?
https://www.nationwide.co.uk/current-accounts/cashback/
All I need to do now is remember that for the forseeable I need to remember to carry my physical bank card with me - I rarely do! (And actually I might be best just adding it to my phone for the moment, now I think about it!)8 -
^^^^^
I fell into that trap- online deliveries are included - from the supermarket, but not from a third party. You really have to read the small print!!Being polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets7
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