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It's getting tough out there. Feeling the pinch?

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Comments

  • YorksLass
    YorksLass Posts: 2,282 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Welcome back Jackie, glad you had a good holiday.  Fingers crossed, you'll be there permanently soon.   And well done on hunting out the bargains for re-stocking your freezer.

    Beautiful weather today but we're not venturing out anywhere as it's far too hot.  Our living room is the coolest room in the house and doesn't get any sun until late afternoon (good in this weather but not so good in winter) so the windows will stay open until then.  After that, we'll close the windows and curtains until later in the evening, then open them again once the sun has gone down.  We've also cancelled our health review appointments for tomorrow as it's supposed to be even hotter.  Bit of a faff having to re-book them but at our ages it wouldn't be a good idea to be out and about and getting dehydrated.  I think the NHS has enough on its plate without us making it any worse.

    We use fresh milk but I always have a couple of cartons of long life in the cupboard in case of emergency.  I'm not overly keen on it in tea but it's not too bad and what's left does make nice custard or rice pudding.

    My choice of SM is limited to Sainsburys or Co-op but I do collect points from both and also check what they have on promotion, price lockdown or  Aldi price matched.  I also look at what extra points S are offering me each week and sometimes use those.  As well as the loyalty points from S, I get extra points for paying with my credit card but always pay it off after the delivery has arrived.  I'm currently using around £10 worth of points each month against my shopping and that £10 saved goes into my winter squirrel fund.

    Another thing I'm thinking about doing is trying an online order from each of the different SMs as they sometimes have money off offers for new customers.  It might take a bit more planning on my part to make it work to my advantage but it could mean a bit more cash in my pocket.  I do like a challenge!   :)
    Be kind to others and to yourself too.
  • YorksLass
    YorksLass Posts: 2,282 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    YorksLass said:
    For £1200 with no exit fees, I'd be tempted to risk it and go for the deal.
    The difference between £1770 and £2939 is?
    Ah, I see now.  I wasn't quite sure how you'd arrived at £1200, but point taken.

    I'm with elsien - it does make the brain hurt!
    Be kind to others and to yourself too.
  • YoungBlueEyes
    YoungBlueEyes Posts: 4,926 Forumite
    Tenth Anniversary 1,000 Posts Homepage Hero Photogenic
    Energy tariffs - I check the standing charges for each company and pick the lowest. That way when I’m using no or very little energy, my bills will be the smallest possible. 
    I had a hen who could count her own eggs - she was a mathemachicken.
  • Floss
    Floss Posts: 9,038 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Energy tariffs - I check the standing charges for each company and pick the lowest. That way when I’m using no or very little energy, my bills will be the smallest possible. 
    I think there is very little difference in them nowadays.
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  • YoungBlueEyes
    YoungBlueEyes Posts: 4,926 Forumite
    Tenth Anniversary 1,000 Posts Homepage Hero Photogenic
    I haven’t done it recently tbh. I moved here 3 1/2 years ago and spent a while doing it then. 

    I don’t check gas and electric prices so closely because they don’t make the biggest overall difference. 

    If I’m being good - turning off the heat and using snuggly blankets, sometimes having a strip wash instead of a shower etc, then I want the lowest bills possible. The only way to do that is with the lowest daily charge. 

    I’m not paying £1 a day for no heat and no shower if I can pay 50p. (Roundy made-up figures, not actual costs.)
    I had a hen who could count her own eggs - she was a mathemachicken.
  • YoungBlueEyes
    YoungBlueEyes Posts: 4,926 Forumite
    Tenth Anniversary 1,000 Posts Homepage Hero Photogenic
    Runs out soon sadly, and we’re moving too so god knows what it’ll be next! 

    The principle’s the same though. I’ll not pay £2 a day for no heat and no shower if I can get it for £1.50. (Roundy made-up figures again.)
    I had a hen who could count her own eggs - she was a mathemachicken.
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