Can I claim re-cementing ridge tiles on insurance...

due to weather and it being blown away, its a good roof otherwise...

Comments

  • Sandtree
    Sandtree Posts: 10,628 Forumite
    10,000 Posts Fourth Anniversary Name Dropper
    Yes if you can point to the fire, storm, lightning strike etc that caused the damage... without that its likely wear and tear and therefore a maintenance issue and not an insurance one
  • theoretica
    theoretica Posts: 12,689 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Some insurances it depends on how bad the weather was - so if it was just ordinary winter wind that blew it away then that shows it was too weak, but if a gale over a certain level damages it then it is storm damage and covered.  Does your insurance have anything in the small print?

    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • Is it really worth claiming? We've just had ours done and some of the tiles replaced, it only cost us just over £200
    Make £2023 in 2023 (#36) £3479.30/£2023

    Make £2024 in 2024...
  • Silvertabby
    Silvertabby Posts: 9,936 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    We lost a ridge tile in the last big blow.  When the chappie (spiderman in denim) was up there he checked the whole roof and re-cemented a couple more tiles.

    £120 ( the joys of not living in or near London) so certainly not worth putting in an insurance claim.
  • Ganga
    Ganga Posts: 4,253 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Depends on the cost really ,we had our ridge tiles come off in the last storm ,about 5 or 6 ridge tiles ,cost £1280 to repair as they used scaffolding so went through the insurance company.
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